In this special interview on The Sound of Accra Podcast, Adrian sits down with property millionaire Samuel Leeds. He is an experienced property investor, TV Landlord and entrepreneur with a passion for big dreams and aspirations. His advice to start small and build up comes from his own experience in making mistakes on first projects and the huge amount of planning required for large ventures.
We dive into Samuel's experiences and observations in Ghana, exploring the country's development, investment opportunities, and challenges in the real estate industry. From discussing the benefits of traveling to Accra to the intricacies of property ownership and renting, this engaging conversation covers a wide range of topics. Furthermore, we explore his involvement in property investments and his dedication to helping others achieve financial freedom through real estate. This is an enlightening discussion that encapsulates the essence of investment in Africa and beyond.
We uncover:
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Ghana: Leeds highlights the country's development, accessibility for investment, and its increasing appeal as a holiday destination
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Real Estate: We discuss diverse property investment strategies, challenges, and success stories, offering valuable insights for aspiring investors
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Global Expansion: Samuel shares his experiences in investing in various countries across the world, emphasising the importance of strategic diversification and mitigating risks.
Today's Episode Website:
https://thesoundofaccra.com/samuelleeds
Connect with Samuel Leeds on Social Media:
Instagram: https://www.instagram.com/samuelleeds/
Linkedin: https://www.linkedin.com/in/samuel-leeds/
Website: https://www.samuelleeds.com/
Attend one of Samuel Leeds Property Crash Courses in 2024. Tickets only £1
Rent to Rent Crash Course
May 17th - 25th: https://www.samuelleeds.com/tour/rent-to-rent-crash-course/
Deal Sourcing Crash Course
June 21st-29th: https://www.samuelleeds.com/tour/deal-sourcing-crash-course/
Property Investors Crash Course
July 19th-27th: https://www.samuelleeds.com/tour/property-investors-crash-course/
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Topics (Timestamps)
00:00 Intro
05:01 Start small, build up for ambitious projects.
08:44 Experience and knowledge are more important than money.
10:46 Investing in Ghana is accessible and easy.
13:12 Discussion on Ghanaian diaspora and property affordability.
16:15 Rich people busy, investing, facing hierarchy.
22:32 Diversifying investments strategically with full control.
23:30 Smart move to invest in trustworthy developers.
29:20 Season 5 interview: SESO Global land acquisition in Ghana
31:45 Investing strategically internationally in property development business.
34:53 Similar occupancy rates and pricing in different locations.
36:30 Land value increased significantly, missed investment opportunity.
39:22 Samuel shares advice and future plans.
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About The Sound of Accra Podcast
Our mission is always the same, to promote Global Ghanaian excellence. And always to bring you closer to Accra, whenever you are, with powerful stories that make you want to take action in your career, business or personal life.
For almost 5 years, we have been championing global Ghanaian founders, entrepreneurship and Creators through podcasting. We've achieved 10s of thousands of audio downloads worldwide and published well over 150 episodes to date.
It's our mission to grow and establish global audience, and become a go-to resource for learning about native and diasporan Ghanaian Creators, Entrepreneurs and Founders worldwide.
I'm kindly asking for your help. Yes, all of you. To leave a review on Apple Podcasts and Spotify, the most popular podcast platforms that you all listen to us on
00:00:00
Hey, guys. Welcome to the Sound of Accra podcast. I go by the
00:00:03
name of Adrian Daniels. If this is your first time listening, this is a show
00:00:07
where we speak of top Guardian founders, entrepreneurs, and creators worldwide
00:00:11
with the aim of leaving you behind a meaningful takeaways to apply their
00:00:15
life business and career. For today's episode I would like you to
00:00:18
head over to thesoundofaccra.com/samuelleeds for all
00:00:22
the show notes, links, references, wisdom, points from all of today's
00:00:26
episodes. And if you're watching YouTube, Spotify,
00:00:29
Apple Podcasts, 5 star reviews very much appreciated. Get to the
00:00:33
comments. Let us know what you think of today's episode. So, yes, I'm
00:00:37
gonna introduce today's guest, the one and only Samuel Leeds. He's a property
00:00:40
millionaire, an award winning, very successful property
00:00:44
entrepreneur. He's done so many wonderful things. You may have seen him in
00:00:47
eviction, the winners on a Wednesday, you may have seen him doing, outrageous
00:00:51
financial freedom challenges out in the UK, you may have seen him do an undercover
00:00:55
millionaire, He just does so much, but he's an incredible talented guy with a big
00:00:58
heart. Samuel Lees, thank you for having me on Thank you, Adrian. For making the
00:01:02
show. I appreciate it. Thanks for having me on. Brilliant. I love what you're doing
00:01:05
with the podcast and the sound of our crowd. We've been chatting Yeah. Back and
00:01:08
forth for the last couple of years. So Yeah. Yeah. It's great to come on
00:01:10
and support what you're doing because I love it. Thank you so much, Samuel, and
00:01:13
I appreciate, your time, and I appreciate what you're doing in Ghana as well, which
00:01:17
we're gonna talk about that as well. I think you have quite a few ties
00:01:20
to Ghana, but but before we get into that, I think there's a nice, you
00:01:23
know, little full circle moment, you know, 2019, I think, is when I first came
00:01:27
across you, stumbled upon Grant Cardone, channel,
00:01:31
and I think I saw you do an interview with him, and then that's when
00:01:34
I discovered, oh, who sent me these? Oh, what's this property investment grade?
00:01:37
And then of course, you know, later on that year went to your property crash
00:01:41
course and And when you when you saw I was doing stuff in Ghana, you're
00:01:44
like, okay. Yeah. I was like, okay, cool. What's what's going on here?
00:01:48
What's going on here? But yeah, it's just it's really incredible to see what
00:01:51
you're doing in Ghana. I think there's a few connections that you have to go,
00:01:54
and I believe your wife, Amanda, I believe you met at a Ghanaian wedding. Yeah.
00:01:57
That's correct. Yeah. Crazy. It was actually I've got a Ghanaian Zimbabwean wedding. She's
00:02:01
from Zimbabwe. Beautiful. But yeah. So I've always got a bit of love
00:02:05
for Ghana, you know. Yeah. And I'm a Ghanaian guy, good Zimbabwean wedding in September.
00:02:09
Okay. There we go. And I got a lot of family from Ghana. I got
00:02:11
got family that live out there as well. Beautiful. Really? Yeah. Yeah. Yeah. I mean,
00:02:15
it's I mean, everyone's starting to move to Togon, and we've got Bob Mahdi's wide
00:02:18
body celebs and stuff. We'll get we'll get to that. Samuel,
00:02:23
fantastic, fantastic man. You know, I think your your book, you
00:02:26
know, buy low, red high, you know, was an
00:02:30
impactful book, you know, when I first came across it. For those of you for
00:02:33
those out there who don't know much about you, could you just share maybe within
00:02:37
60 seconds, like, a quick elevator pitch about Yeah. Well, yeah. Sure. Thanks. I've been
00:02:40
investing in property for 16 years. Wow. So when I left school, didn't
00:02:44
do well in school, but I went into property.
00:02:48
Mhmm. I was a plasterer, so I used to work on a building site and,
00:02:52
you know, getting my hands dirty, and then I saw how much money the investors
00:02:56
were making. In fact, the the the builder Yeah. Sat me down and was like,
00:02:59
look, you know, this this house, look how much it's gonna be worth, and it's
00:03:02
gonna all these rooms are gonna be written out separate. And so I went to
00:03:05
a property investment, like, networking event, like a show and ended up Yeah. Getting really
00:03:08
kind of immersed in it. So I bought my first house in 2009,
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and then sort of built my portfolio over the years. So now, I mean, I've
00:03:16
done over 500 property investment deals. I bought
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in the last in the last few months, I bought a hotel.
00:03:24
In fact, 2 hotels. Yeah. In the UK. Yeah. Yeah. Like, small hotels.
00:03:28
Okay. But, like, you know,
00:03:32
29 bedrooms, one of them in Cambridge, another one, 24 bedrooms,
00:03:36
converted a factory into apartments, which is in Wolverhampton, which is where
00:03:39
I grew up. I had a wedding day actually inside. Yeah.
00:03:43
Yeah. Nice people though a lot. I like Yeah. I like the Midlands.
00:03:47
And, yes, so most of my portfolio is in the UK, but I'm also I
00:03:50
am diversified slightly in different countries and Ghana is one of those countries. Yeah.
00:03:53
It's it's incredible. I think, of course, I've been following your YouTube channel for quite
00:03:57
some time and I think you've been doing stuff plate as far as Bahamas. Is
00:04:00
that Caribbean? Yeah. Saint Lucia. Yeah. We just I did a challenge in
00:04:04
Saint Lucia. My my my one of my students is from Saint Lucia Yeah. And,
00:04:08
he's now, you know, very successful. But yeah, so we we did a bit there
00:04:11
as well. Yeah. Brilliant. And I think what you like to show,
00:04:15
demonstrate on your platforms is that like the principles, the general principles
00:04:19
of property investing can it can work almost anywhere, especially with you like the
00:04:22
ones in America as well. Yeah. Same like the the strategies, it can work almost
00:04:26
everywhere, which is really impressive and you know, I think you really have a big
00:04:30
heart for helping people to kind of find their own financial
00:04:33
freedom through properties Yeah. Which we'll probably kind of talk about a little bit.
00:04:37
So yeah. This is this is great. I'm sitting down here and having this conversation
00:04:41
with you. So let's talk about, I guess is there anything in terms of
00:04:44
like your kind of current, you projects in UK? I mean, you mentioned the
00:04:48
hotels and state fields you wanna mention. Yeah.
00:04:52
Land development. Mhmm. I mean, when starting out in property, I think
00:04:55
a lot of people I see this a lot in Ghana as well. A lot
00:04:58
of a lot of Ghanaians. They've got like land. Yeah. And they've and they've got
00:05:01
a vision to build a hotel resort and, you know,
00:05:05
build a 100 houses and this and it's cool. It's good to have it's
00:05:09
good to have, you know, big dreams and big aspirations. Yeah. But my my
00:05:13
general advice is to start a bit small and then build up to it because
00:05:17
you're gonna make mistakes on your first projects, And the amount of
00:05:20
planning that goes into a project like that is is humongous. And
00:05:24
also investment, it's not easy to get investment for
00:05:29
a humongous project if you have any experience. You know what I mean? If
00:05:32
it's like, oh, could if you're pitching an investor and you said, hey, can you
00:05:36
invest in this? How much do you need? I need 10 to build this
00:05:39
hotel. Okay. And what do you do? I'm a nurse. Yeah. And I don't have
00:05:43
any properties. It's difficult to justify
00:05:47
because of the lack of experience. Yeah. But if you start small, start with, you
00:05:51
know, maybe build 1 house Yeah. Or do a flip, buy a house, do it
00:05:54
up, live in it, sell it, make £50. And
00:05:58
then okay. And then you you build up slowly too. I think that that that
00:06:01
probably makes sense. So the stuff that I'm working on now, I mean, I
00:06:04
own I own a castle in in in in Butteley, Riversford House.
00:06:09
I've done a lot of land developments, buying land, getting
00:06:12
planning on it, flipping the land, building houses from scratch. But like he didn't start
00:06:16
like that. For me, it started with a small 100 pound house,
00:06:21
which I read it out room by room. You know what I mean? So it
00:06:23
it took a long time to to to build up. And even now,
00:06:27
I'm not I mean, I'll I'll I'll be sat with, cheddar cheese
00:06:31
Yeah. In Accra. Freedom, Jacob Caesar. Bro. And he he took me
00:06:35
around to him with his development and suddenly I I was like, okay. Yeah. You
00:06:38
know, I'm actually, I'm I'm I'm still a small fish,
00:06:42
you know? He's he's an incredible entrepreneur. I mean, I think one of my favorite
00:06:45
developments he's done is I think his bell Graveyard Townhouses. I mean, if you don't
00:06:48
know if you took I don't think he he took he took me to a
00:06:50
few. Beautiful. Yeah. Oh my gosh. But I think he he I mean, every development
00:06:53
he has is, like, inspired by something that's seen around the world. Mate, he's a
00:06:57
big thinker. He's a big thinker, but he's back. He's a visionary. He's a visionary.
00:07:00
He is, but he backs it up with with action and he's a workhorse. Yeah.
00:07:04
But I went to meet him and, we we sat down and I was
00:07:07
thinking, you know, I might might be like an hour or something. We were we
00:07:10
were together about 9, 10 hours. Wow. And we were just sat there, and he
00:07:13
was just showing me sight after sight. Oh, let me take this. In fact, let
00:07:16
me drive it to this. Oh, oh, let's get some lunch. We just spent like
00:07:19
the the full morning till evening together, and he was just so generous of his
00:07:22
time. We've stayed in such a sense, but he he was a big, inspiration to
00:07:26
me. Get get getting into Ghana. Get into Ghana because that must have been around
00:07:29
2018, 2019, I think. When when I was first in
00:07:33
Ghana, I went for a wedding. You went at the right time because 2019 was
00:07:37
the year of return where a lot of the diaspora were called to come home
00:07:40
to Ghana, like, from the US, UK. So you had all these high flying celebs
00:07:43
flying Yeah. In the year and it was just that's when Ghana started to trend
00:07:46
even more. Yeah. So that was the right time. Yeah. Yeah. And I think I
00:07:49
think, yeah. I mean I mean, whenever I go on holiday,
00:07:53
even if I'm just going for a few days for a wedding, I can't help
00:07:55
but looking at the weirdest day market, you know, thinking what's happening. But I was
00:07:59
very impressed with Ghana just as a whole. Yeah. I wanna double tap on
00:08:03
something you said, Samuel, in terms of, like, starting small because I don't know how
00:08:06
well you know Ghana, but there are, you know, a group of people in Ghana
00:08:09
where they might start a little project in Ghana, and they run out of
00:08:13
money, and they can't finish the building. I see it all as well. Uncompleted buildings
00:08:16
in in the country and it's it's ongoing, you know, conversation. I don't know,
00:08:20
you know, what your thoughts are on that. Well, my thoughts it's an opportunity because
00:08:23
if you've got somebody who's started a project Yeah. And then they've or they've
00:08:27
they've bought they've bought, a rundown property and they thought, I'm gonna do it up
00:08:30
and make a load of money, but then they run out of money after
00:08:34
after £20. Yeah. I guess there's an opportunity to
00:08:38
then go and partner with those people or, go finish it off if you've got
00:08:41
money. If you've got money, everything's easy. It is. Yeah. But then by the by
00:08:45
the time you've got money, you've also got the experience because you I I
00:08:49
think I'd rather have the knowledge and the know how than the
00:08:52
money. Mhmm. Like, you know, I see people that have inherited money from their parents,
00:08:56
and they might have money, but because they've got no knowledge or experience, they
00:09:00
can't do anything. But the best is if you've got both. If you've
00:09:03
got, someone said to me, why do you wanna be a millionaire?
00:09:07
And I said it's not because I want to make a £1, it's because I
00:09:11
want to become the kind of person that knows how to. Mhmm. So
00:09:14
yeah. But opportunities are everywhere. It's honestly everywhere.
00:09:18
Opportunities absolutely everywhere. And I think that's something you you teach quite widely as
00:09:22
well. It's quite interesting, you know, just to hear all your
00:09:25
perspectives in Ghana. What's your impressions of what was your first impressions when you first
00:09:28
came 2018, 2019? Yeah. When I first went to Ghana, I was shocked at
00:09:32
how, developed it is. You know, I mean, I I I've been
00:09:36
to many African countries Yeah. And I can't say that Ghana is my
00:09:39
favorite because my wife is from Zimbabwe, so she'd be upset. But I'll definitely say
00:09:43
it's it's up there. Yeah. Zimbabwe is very underwritten. Look at
00:09:47
Zimbabwe is incredible. Look at Man, Zimbabwe is incredible.
00:09:51
Now my my first impressions are gone were you got beach,
00:09:55
you got city, good culture, good food. Yeah. I was like,
00:09:59
wow. I did a video actually and it went viral and I was like, if
00:10:02
you wanna go on holiday Yeah. Think Ghana. You
00:10:06
know? People people don't generally think Ghana for a holiday destination. Now
00:10:10
now they are. Now they are because I did my video.
00:10:14
Changed the face of everything. Face the face. No. But but but they they are
00:10:17
more so now. But I think, I was really impressed when I
00:10:21
first arrived just to how I mean, don't get me wrong. I was only in
00:10:25
a small part, you know, of of of going on. It's obviously a big place,
00:10:28
but now now I think the fact that it's it's so developed, there's so much
00:10:31
to do, pop in, good culture, lots of money
00:10:35
there, a lot of very wealthy people. I was getting messages from people,
00:10:39
when I landed in Ghana and I post as soon as I posted I was
00:10:42
there, I was getting like so many messages with people. I've got this site. I
00:10:45
bought this hotel. I've got this. Come see it. Come I was like, man, I
00:10:48
need to book a month out here. This is mad.
00:10:52
We are impressed, and I think the fact that it's so accessible to
00:10:55
invest as well, like a lot of countries, like we've we've built a lot of
00:10:59
stuff in Uganda, a lot of stuff in Uganda,
00:11:03
but if you want to invest in Uganda, it's much harder because you have to
00:11:06
be, a citizen or you have to partner with someone
00:11:10
who's a citizen and they have to have the majority. So that's up to 1%.
00:11:13
And that's the case in a lot of a lot of African countries, whereas in
00:11:17
Ghana it's chill, it's calm. You can just go buy something. Anyone
00:11:20
can. So, yeah, I thought, and it's really
00:11:24
easy to get to. You You can get to Ghana within about is it 6
00:11:27
hours? Yeah. Heathrow to Ghana, 6 hours. Yeah. You can
00:11:31
get a direct BA flight to Ghana. Right. Maybe I think maybe we should get
00:11:34
you to start an airline, Samuel, because BA is the only direct flight to Ghana.
00:11:37
Is it? Yeah. Yeah. Yeah. Yeah. But Virgin used to want, but they stopped. They
00:11:40
put that But but BA did a good job. Like, I went to Ghana and
00:11:44
sleep, wake up, you're in Ghana, same time zone. That's on the
00:11:47
benefit. Sunny all year round. Business, isn't it? Would you say it's fantastic? Yeah. Because
00:11:51
when you get there and when you get back, if I want to go to
00:11:53
Ghana for 3 or 4 days, I'm not gonna get back jet lagged because I'm
00:11:56
on the exact I'm just gonna fly overnight. Yeah. Sleep on the
00:12:00
plane, wake up. So, yeah, it's really not I I and also this,
00:12:04
I met up when I was last there actually. I met up with Freezy, McBurns
00:12:08
who's a very I'm I'm I'm into boxing. So he's like a very very well
00:12:12
known boxer, and he was so approachable. We did
00:12:15
even even got in the ring, did some sparring with him. He was he went
00:12:19
easy on me, but there's a lot of talent there. Oh, so definitely
00:12:23
different industries. Yeah. Like boxing and music.
00:12:27
So yeah. Really, really and it's safe.
00:12:30
Mhmm. It's completely it's complete, it feels very very very
00:12:34
safe. I can sit, normally if you see me in a restaurant or anywhere, I
00:12:37
never want to sit with my back open. Yeah. I would have to sit in
00:12:41
the corner. I was in Ghana. I was like, no, man. I I can I
00:12:43
I felt very safe? It's very safe country. Yeah. And a lot of people know
00:12:47
me in Ghana. I was getting stopped a lot. Really? Yeah. I was getting stopped.
00:12:49
Like there's some there's some countries if I go to, no one really knows me.
00:12:53
Whereas whereas in, even in America, no one knows me. I never get
00:12:57
stopped really in America. Whereas in Ghana, I kept getting stopped. I was like,
00:13:01
damn. Okay. So that was interesting. Yeah. Because I think there's a lot of,
00:13:05
yeah, definitely there's a lot of people that follow your stuff. So you can do
00:13:08
a fantastic Especially now I've thought I do stuff in Ghana. Yeah. Now it's gonna
00:13:11
probably be even more so. Even more so, yeah. Because I think a lot of
00:13:14
the diaspora kind of move in there as well and they'll probably know about you
00:13:17
and you just have to start rip off of it as well. Really really
00:13:20
incredible. I want to talk about, you know, I think I've seen
00:13:24
you do quite a few projects in terms of Africa, right, whether it's like
00:13:27
charitable projects and maybe other investments. What do you see in
00:13:31
terms of property real estate? Do you feel like it's maybe a vehicle, you know,
00:13:34
for Ghana or some people in Ghana to kind of like find their way out
00:13:38
of property? Because in Ghana the average citizen, they can't find they can't
00:13:42
afford a property, they can't afford to go on a property ladder. It would be
00:13:45
almost impossible for them to to go on a property ladder because of the salary
00:13:48
that they'll get. The salary that they'll get, we can probably spend that money in
00:13:51
a second, you know. So I mean what's your thoughts on the average person
00:13:54
in government being able to kind of, you know, afford maybe let them build
00:13:58
their own property. Yeah. And that and then the whole 2 year rent thing, I
00:14:02
think is ridiculous. You you go about renting. So in order to rent, you have
00:14:05
to pay 2 years up in the ranch, which is ridiculous. Yeah. Yeah. It's It's
00:14:09
tough. You know, it really isn't. I can't speak necessarily. I mean, I've
00:14:13
never been in in in that situation. However, I have
00:14:17
I have mentored and and worked with people that have started from I I
00:14:20
was with, a guy, mister COD, who's got like,
00:14:24
a real estate business in Ghana, and he was telling me that, you know, when
00:14:28
he started, he he lived in more rural Ghana
00:14:32
and didn't have any money, you know, slept in one room with like 10
00:14:35
people kind of kind of kind of backstory. Yeah. And what
00:14:39
he did was Yeah. He he became like, a
00:14:43
realtor where he'd find good investment opportunities,
00:14:47
not buy them because he didn't have the money, but he learned to find and
00:14:50
identify good opportunities, and then he passed them to
00:14:54
investors. So he's not he's not paying anything. He's not putting
00:14:58
any money down. All he's doing is work using his time, get
00:15:02
gaining his knowledge. And he he's now after
00:15:06
we sold a bunch of deals, so he'd find a property and he he then
00:15:10
match it up with an investor and get like a a fake market paid like
00:15:13
£3 which in CDs. I don't know. Couldn't know what
00:15:17
conversions exactly. But anyway Sourcing fee will have been his Right. Sourcing fee. So he's
00:15:21
making a chunk of money. So straight away he's no longer got no money.
00:15:24
Now he's got a bit of money. Now he's comfortable. But then he'd
00:15:28
find a deal and he'd think, you know what? This deal is too good to
00:15:31
sell. I mean, I wanna buy myself, but he hasn't got the money. So we
00:15:33
partner with people and he's now I mean, I've been around
00:15:37
his portfolio. He's he's driving a Range Rover. He's buying
00:15:40
everybody dinner. Yeah. You know, his mom his mom, rang him when I was
00:15:44
with him, and she was just, like, so emotional on the phone. So I'm not
00:15:47
I would have never envisioned that anybody in our family will be able to do
00:15:50
this. So there's many people like that. So I think the first thing is not
00:15:53
being a victim. Even if you even if you are starting from scratch and if
00:15:56
you think, oh, I wasn't born into wealth, it's hard for me. Yeah, it might
00:15:59
be difficult, but don't be a victim instead say, okay,
00:16:03
what can I do? True. The definition of an entrepreneur is a problem
00:16:07
solver. What problems can you solve? And if you can solve
00:16:11
rich people's problems. Yeah, it's, it's the awards always
00:16:14
there is. Right. And what are rich people's problems? Maybe they're very busy.
00:16:18
Time They want to invest in property. They want to dump their they're making a
00:16:22
lot of money from their airline, whatever it is, and they wanna they
00:16:25
wanna dump money into property, but they haven't got the time. So getting and getting
00:16:29
around and it's interesting as well because what I've noticed in, there's
00:16:33
there's like a bit of a hierarchy going on sometimes and it's like
00:16:37
I see people that have got nothing in going. I'll be always spending time
00:16:40
with them, mentoring them whatever and then they'll go to a property or a business
00:16:44
networking event and they'll get proper shunned because there's people can just tell
00:16:47
that, oh, they're from their accent or, oh, they're from
00:16:51
the rural areas and it's very, it's very interesting. So it isn't
00:16:55
easy and I'm not going to stand here and say, oh, you know, if you're
00:16:58
starting from rural rural Ghana and you've got nothing, oh, it's easy
00:17:02
because it's not easy. And even when I'm doing a financial freedom challenge myself and
00:17:05
I'm as a social experiment, I'm starting again from scratch. I've still got my knowledge.
00:17:09
I've still got my backstory. I'm still you know? So, yeah, it's
00:17:12
interesting, but I would say Yeah. If someone's done it before Yeah. It's
00:17:16
possible. Yeah. Look at all the people who have started
00:17:20
from nothing, who who have who have become something. If it's
00:17:24
possible for them, it's possible for you. Is it going to be easy now? But
00:17:27
it's possible. So work on yourself. Work harder on yourself than you do
00:17:31
on your job. And and and and ultimately, you'll be paid
00:17:35
what you're worth. You'll be paid. So so you need to become more valuable. Do
00:17:38
you want people to invest in you become more investable? It's absolutely
00:17:41
true. And, you know, you're just reminding me about, you know, your undercover
00:17:45
millionaire like challenges. Remind me also about the Grant Grant Grant
00:17:49
Collins, one of the billionaires. I watched that, man. It made impressive to see This
00:17:52
came after mine just for the record. Yeah. After you after because somebody was saying,
00:17:55
oh, did you die base on it? I'm like, I did mine first. You did.
00:17:58
Mine was in 2018. His was like 2020. Yeah. You did. Yeah. I actually did.
00:18:02
Yeah. Just to see you 2 go out is just But he did amazing. He's
00:18:05
he's a mentor of mine anyway. Grant Cardone is again similar to like,
00:18:09
Cheddar when when when, you know, just looking at the the stuff he does, I've
00:18:13
spent time with Grant Cardone looking at the hit, the developments that he does.
00:18:16
It's good to always remember where you came from, but also look at someone who's
00:18:20
ahead of you and just be inspired. And unless you can
00:18:24
learn to celebrate people's success that are celebrating more than you, you
00:18:28
ain't gonna have that success. When you celebrate other people's success, they're
00:18:31
succeeding more more than you. It's almost like you're giving God the green light to
00:18:35
give you that same success. I love that. Yeah. And I'm a fan of that
00:18:38
as as of celebrating people and then when your time comes, I believe God
00:18:41
will, you know, put you in a position when the time comes for you to
00:18:44
be celebrated as well. A 100%. A 100%. What goes around comes around. Yeah. Speak
00:18:48
on developments, Sammy. I I know you've got some developments going on in Ghana. Would
00:18:52
you would you mind talking about some developments? Yeah. Sure. So there's a few things
00:18:55
going on that I've got in Ghana. So I don't like to talk about things
00:18:58
until they're done, until they're complete. Yeah. But we've, we we invested
00:19:02
in, a development in Rungen Ridge. Fantastic area. Which was which
00:19:06
yeah. Very, very nice area. So that's all complete now. Wow. So, I
00:19:09
went out there and Did you j v the invest though? No. So that
00:19:13
was, an off plan. So, but we were, we
00:19:17
were recently involved. So, we, I went out there when I was at the
00:19:21
wedding and I thought, right, I wanna invest. What what is there? What can I
00:19:24
do? So I met up with a bunch of developers that have got big sites,
00:19:28
met up met up with, Cheddar who's now running for president, which is awesome. That's
00:19:31
crazy, isn't it? Gus Camaro. I don't know if you know him. Video.
00:19:35
Yeah. 1 of 1 of these real estate agents. I met with him and a
00:19:38
bunch of people Yeah. And, kind of got, you know, got
00:19:42
people to sit down with, like, maps. These are the good areas. These are the
00:19:44
bad areas. This is what pop in. And everyone's got a slightly different opinion and
00:19:48
different things. So there was this development was, that was taking
00:19:51
place, in in in Roman Ridge. I went
00:19:55
around. I saw it, and it was it was in the process of just only
00:19:58
very early construction stages. And, they let me go around it and
00:20:02
I was chatting with the team and, yeah, I invested, I think I invested
00:20:06
around about a 120 pounds.
00:20:12
Now it's all complete. So my investment is
00:20:16
now worth about 1 60. So I've made I've made a bit of money, nothing
00:20:19
crazy. Yeah. But more than anything, that's just the the return on it's gonna be
00:20:23
good because I'm gonna my the apartment that I've been left with, I'm gonna that's
00:20:27
all finished now. That's gonna be rented out. It's just a short stay left. No.
00:20:30
No. So it's very popular. It's early stages because we're still finishing a few
00:20:34
final touches, so there's still, the swimming pool and things like that, but once that
00:20:38
once it's all finished, I'm expecting to make I'll probably make about a £1
00:20:41
a month. So I'll be making a, you know, around about a 10,
00:20:45
12 percent Yeah. Return on investment plus the capital appreciation, but then
00:20:49
also I'm diversified. If if if
00:20:53
the UK certainly crashes real bad, but I've got
00:20:56
investments in Uganda and Zimbabwe and Ghana and different
00:21:00
parts of America and Brazil, then you just diversified well. So
00:21:03
Spreading risks. Yeah. Exactly. So, you know, we'll we'll see
00:21:07
what happens. But It's amazing. It's amazing what you're doing. Does it feel like you're
00:21:11
like a small fish in a big pond? Because it's like a completely different
00:21:15
country, you know, you got a huge before you're in UK, you got to go
00:21:17
to Ghana. Yes and no. Yes and no. I don't think I feel like too
00:21:21
much of a small fish because I've got 1 and 1 of pounds that I
00:21:24
could invest if I wanted to. I feel more like a medium sized fish
00:21:28
that's starting out small intentionally and strategically because that's
00:21:32
another thing as well. I think that if you're investing overseas,
00:21:35
especially overseas off plan, you there are it
00:21:39
does come with risk and you need to know what you're doing and and
00:21:43
never invest what you can't afford to lose. Yeah. So if let's say I've
00:21:46
invested in Ghana and then bang the market gone crashed and it was
00:21:50
terrible and the market has dropped a little bit. The only reason I've made money
00:21:53
is because we built it from scratch. So we pushed the value up and
00:21:57
it was a good investment. So respect to the developers. I didn't really do much.
00:22:01
I was very much, you know, an investor as opposed to the developer. And
00:22:05
that's another thing as well. If I've gone out there thinking, oh, I can buy
00:22:08
land and build and and then now I've got oversee the builders, find
00:22:12
this, like, I'm a white dude from England, like me trying to
00:22:16
do that from a distance realistically would not be happening. Whereas
00:22:20
if I'm starting out investing in other people's projects, I'm seeing the thing, I'm
00:22:24
getting the experience. And then in time as as things go
00:22:27
bigger, we got maybe that I could or maybe I could partner with someone, go
00:22:31
straight 5050. So I'm I'm really just kinda like, you know,
00:22:34
diversifying and, and, and strategically,
00:22:38
keeping my eggs in, in, in, in different baskets, but not going aggressive.
00:22:42
I'm not like, because you can double your money when you invest out in places
00:22:46
like Ghana and and in different countries in Africa, but then just because you can
00:22:50
double your money, that doesn't mean you will. So to then go, oh, well, we're
00:22:53
gonna get loans and sell everything can well, you know, you've got you've
00:22:57
got to balance the risk versus the reward and then make an educated
00:23:01
decision, and and and take things slowly. So in the UK,
00:23:05
I'm more comfortable because that's I know what's what and I'm
00:23:08
very in control. I've got full time people on the ground. I've got full time
00:23:12
accountants, full time solicitors. I've got full time surveyors,
00:23:15
builders. I know I know the crack, so
00:23:19
I'm very comfortable. But yes, the principles are very similar, a little
00:23:23
different, but very similar. It is. But but
00:23:26
yeah. If you're not hands on the ground, you need I think you just need
00:23:29
to play a little bit slowly. I think you're right. And, I think you're doing
00:23:33
a clever move, you know, partnering up or putting investing into
00:23:37
developers projects that are already going on because I don't know if
00:23:40
you've known or heard about maybe sometimes in Ghana, people will go out,
00:23:44
they'll build a house and then they'll trust it the project to somebody else
00:23:48
and then maybe a few years later, they go there and find out that all
00:23:50
the money's been stolen. Yeah. It's a common very common thing in Ghana and Africa
00:23:54
that you can't find trustworthy, you know, stakeholders or builders or developers
00:23:58
or people to build build houses for you. So you have to have
00:24:02
someone on the ground that you can trust that can work to change that mentality.
00:24:05
Same thing with business in Ghana and even Africa. So I think you're doing a
00:24:09
very smart thing because you know you're not on the ground, but you know someone
00:24:12
who is, who is trust web, he's a developer that you can put that your
00:24:15
money into their projects and get your return. Mhmm. You know, there's
00:24:19
so many horror stories and we I think maybe a US
00:24:23
lawyer invested Ghana. I think put $60
00:24:27
and then he he found out that the person didn't run on the money and
00:24:30
the land was owned by somebody else. Yeah. Yeah. Yeah. And that's another
00:24:34
Or or another thing that can happen is is, you know, I was reading
00:24:38
through the contracts and stuff what I was signing. I was thinking, okay. This is
00:24:41
pretty serious. Like, you know, you you you your pay your pay
00:24:45
in stages, but if you can't make a payment, you get
00:24:49
covered with interest. And then if you don't make it
00:24:53
after so long, then you just boom, lose the investment. So
00:24:56
you know, you've, you've got to be, you've got to read the contracts that you
00:24:59
sign and you've got get, you know, 2nd, 3rd opinions, exit strategies.
00:25:03
Another thing as well, but I've seen happen many times with off plan, in
00:25:07
Dubai. So so off plan meaning when you're basically buying
00:25:11
something that's not been built yet is you can, okay, I'll buy it for, you
00:25:14
know, £100 or $100, and they'll sell, we
00:25:18
expect to be finished in a year, but that's fine. Developments
00:25:21
often run over and I've seen this myself even in the UK, even when you're
00:25:25
trying your best, there's issues, things come up and, 1 year
00:25:28
can be 2 and potentially could be even 3. So
00:25:32
don't be thinking, okay, the estimated time is
00:25:36
a year. Therefore, I'm gonna borrow money from my auntie and I'm
00:25:40
gonna guarantee to give her the money back after a year because no,
00:25:44
it was estimated. So offline can can it can be scams. They can
00:25:47
be, just genuine. I don't think
00:25:51
anything goes to time, just to time plan generally within property
00:25:55
development. And, you know, think things things can go wrong.
00:25:58
So go in cautiously, but don't be so cautious that you don't
00:26:02
do anything. That's fantastic advice, Samuel. I wanna talk about
00:26:06
mortgages and credit Yeah. In Ghana. Like Yeah. What's your
00:26:09
thoughts on that? Because with the interest rates in Ghana to get a
00:26:13
mortgage is astronomical. I think somewhere from 11% up to
00:26:16
maybe 20, 30%. It depends if you're borrowing CD
00:26:20
or or or dollars. Yeah. So if you're borrowing CD,
00:26:23
then you're talking your 23%. Yeah. If
00:26:27
you're borrowing dollars, then it's around 11%. That's
00:26:31
my understanding from what I from from from my research. No.
00:26:35
You're right. It's correct because that's that's for mortgages are a lot cheaper. Yeah.
00:26:38
But the interesting thing is it's not as straightforward. Some people would say, oh,
00:26:42
man, 20% or even 30%.
00:26:46
That's ridiculous. But is it? In the grand
00:26:49
scheme of the what the returns you're gonna get? Not necessarily.
00:26:54
This is the thing. If you borrow, let's say you borrow a
00:26:58
1000000 CDs Yeah. And you're paying 30% a year. Yeah.
00:27:02
Right? That means every year you're paying 300
00:27:06
CDs back, which is astronomical.
00:27:09
But I know people of also the developer called Joe, who's big
00:27:13
developer in Ghana, and he's and he says, yeah, but if you
00:27:17
borrow a 1 CDs and you have to pay 30%, the
00:27:20
CDs are because of inflation and everything are
00:27:24
dropping by the time you go to pay it back a 1 CDs
00:27:28
pennies. So you've got to balance
00:27:32
everything out. And again, you've also got to
00:27:36
look at at like for if you take out, a loan for a 1 a
00:27:39
$1 and you're paying 11%. Okay? Paying 11%
00:27:42
that's that's a 100 a 100000 approximately Yeah. A
00:27:46
year. Yeah. But then you gotta look at what am I making. True. You
00:27:50
know? So so it's all kind of relative. Yeah. But a lot of stuff is
00:27:54
done cash in Ghana because because of the Because of the interest rate.
00:27:57
Yeah. So a lot of stuff is done cash. Because yeah. Love to I know
00:28:01
you love to leverage, you know, mortgages because I know you talk about good debt
00:28:04
and bad debt. Yeah. Yeah. Good leveraging it to build your portfolio. But within Africa,
00:28:08
it's not always the case. It's those that are cash rich. I able to kind
00:28:11
of, you know, make that leap. Yeah. Or or or or or you can,
00:28:15
partner partner with people. There's a lot of people that do that. They don't
00:28:19
borrow money, but they'll give a percentage of the profits. So they'll say, hey. Listen.
00:28:22
I need a 100 grand. I'm not gonna get a loan because it's too
00:28:26
expensive, but what I will do is if you wanna put the money in, you
00:28:28
got cash, I'll do the whole project and then we can split the profit at
00:28:32
the end. So that that's a smart, possibility as well. Yeah.
00:28:35
Yeah. It's incredible as well. And land in Ghana is is ridiculous.
00:28:39
Like, in terms of, like, making sure that you know, you know, who owns
00:28:43
the land and doing the due diligence It's not easy. It's not easy. So many
00:28:46
horror stories. It's so hard. Yeah. And that's something
00:28:49
that, yeah, I find I find difficult because in in in in the
00:28:53
UK Yeah. I'll drive past the pizza land. I think I wonder who owns that.
00:28:57
I'll get home. I'll go on Nimbus maps. I'll
00:29:00
see it. I can see a nice clear boundary around it. Click on it. I
00:29:04
can see who owns it. I can see when it was bought. I can see
00:29:06
it's all the data is nice. It's clean. But things are
00:29:10
more difficult in in in in when you go overseas, like even in Ghana.
00:29:14
I'm not sure if it's quite that simple. I've certainly not found,
00:29:17
a software yet, but It's changing. It's changing. I'm sure it is. In season
00:29:21
5, I interviewed Cecil Global. So that Canadian, Ghanaian kind of,
00:29:25
group out there. They they're like a property company, and
00:29:29
they're they're doing lands acquisition by block, backed by the
00:29:32
blockchain and things like that, so people can buy land securely
00:29:36
securely and have all the due diligence to kind of done for them. So they're
00:29:39
trying to get into that space and they're trying to solve that problem. But that's
00:29:42
a huge problem in Ghana and I think in Africa as well where someone will
00:29:46
try and buy land and then turns out that somebody else owns that land and,
00:29:49
you know, it backfires against them to lose their money and, you know, it's just
00:29:53
horrible. Bad stuff. Yeah. You gotta be careful. You definitely
00:29:57
Always look at the the worst case. Really, really gotta be careful. I think you
00:30:00
always talk about doing your due diligence and Yeah. Just looking at all of the
00:30:03
different worst case and best case and then normal case scenario. What do you think
00:30:06
a lot of people worry about? They say, oh, you could buy land and then
00:30:09
the government will just take it off you, but I'm thinking, I'm not sure. I
00:30:12
mean, yeah, we might have certain historical things, but I think
00:30:16
you're pretty generally safe if you do your research properly and you've got the title
00:30:19
deeds and you own it. Yeah. Not necessarily the government. I think it's owned by
00:30:22
the ancestors. Like, with Ghana, the land, like, it's usually owned by, like, a lot
00:30:26
of, like, land chiefs and stuff. So that's another thing that Ghana has that you
00:30:29
won't really see in the west. So it's not necessarily the government. It'd be more
00:30:32
kind of like the land chiefs may kind of come for you or whether that
00:30:35
the land owners then they come for you. But usually once you buy land,
00:30:39
gone, usually, like, a 100 years kind of like you're good in that kind of
00:30:42
in that kind of respect. Yeah. Great. I mean, what what
00:30:45
countries are you kind of getting involved in terms of, like, property investing?
00:30:49
I mean, I've got students all over the world, so I'm pretty clued up
00:30:53
as to Wow. You know, I I think we've got students now in
00:30:57
47, 47, 48 countries. Not just
00:31:01
in Africa. All around the world. I mean, I've personally visited,
00:31:06
I've spent time in 11 African countries.
00:31:09
Yeah. Invested in a few. Yeah. So we're
00:31:13
investing pretty heavily in Uganda. So Uganda,
00:31:17
we've built 2 schools. 1 of them has got 2 pupils.
00:31:20
Woah. So pretty decent size. We're also, we're
00:31:24
in the process of building pretty much finished now a
00:31:28
hospital. Wow. Yeah. Which is which is big. That cost Yeah.
00:31:32
Over a 1000000000 Uganda shillings, which in pounds is about a quarter of
00:31:35
£1. Yeah. But that's nice. And that's because I spent time in hospital
00:31:39
when I was in Uganda. I broke my leg. And I just I saw a
00:31:42
need for a hospital. Yeah. Yeah. We've done,
00:31:46
I've got a few bits and bobs going in in the states as well.
00:31:51
I've partnered, have invested in we're we're investing at the moment
00:31:54
in a a deal in Portugal, which I'm not gonna own it. It's
00:31:58
just like a loan to a student. So, yeah, different, you know, different
00:32:02
things. I think nothing crazy. 95% of my portfolio is in the UK and
00:32:05
I definitely wouldn't want to go like scattergun and wrap and just
00:32:09
suddenly buy loads of stuff in loads of different countries. But, you know, I'm slowly
00:32:13
and strategically, going international with the with my with
00:32:16
my property investment and property development business. Yeah. And certainly with the
00:32:20
education stuff because my track my training business in 2020, we went online.
00:32:24
So that's why now we've got students. We used to have students just pretty much
00:32:27
in the UK, but now we've got students in Africa and America. They didn't.
00:32:31
They just opened up to the businesses to opportunities across the world.
00:32:34
Exactly. Yeah. So we're still a Brit I'm still, you know, really really
00:32:38
I started to consider myself, you know, British UK entrepreneur, but
00:32:42
definitely with a with a global mindset now. Sure.
00:32:46
Yeah. I love what you're doing because I think for you, it's
00:32:50
not just about, you know, building your wealth and all of that stuff. But you're
00:32:53
also giving back. You're using your wealth, you know, for for for
00:32:57
for for great and for good causes. Like, you know, see people like Mr. Beast,
00:33:00
like, projects that he's doing is incredible Yeah. In Africa as well and to see
00:33:04
you do that as well. Yeah. But I think as well in Africa,
00:33:08
you know, the the there's a lot of opportunity,
00:33:12
but you've when you're making money out, like if you're doing a deal in Africa
00:33:15
and you might make 100 grand, I feel like you've got a personal responsibility to
00:33:19
then, you know, give you know, you've got responsibility to to to
00:33:22
also give back and to to help other people. I love that. I love that.
00:33:26
But before you can help other people, you've you've gotta be successful. Gotta be
00:33:30
successful. Yourself for a living. You gotta help yourself first. If you can't help yourself
00:33:33
first, then you can't go out and help more people that are out there you
00:33:36
wanna help. Yeah. Brilliant, brilliant, brilliant conversations. What are some of
00:33:40
your is there any kind of favorite developments that you've seen out in Ghana of
00:33:43
of particular like that you Cheddars. Cheddars. Yeah? Yeah. Which one?
00:33:47
Number 1. It's some brazing, isn't it? Yeah. And I think the location is spot
00:33:50
on. Like Oxford Street. Oh, man. Yeah. One of the most popular streets in, Ghana
00:33:54
in Accra. I went to school just further down the road, Morningstar. So when you
00:33:58
when you're driving down that road, you can see it from afar. It's like a
00:34:00
skyline. So clever what he's done as well in terms of how he's like
00:34:04
combined Yeah. The hotel business Yeah.
00:34:08
With the, like, medium term apartments. It's
00:34:12
it's kind of like a cross between a hotel and an apartment block. Yeah. It's
00:34:15
like an apart hotel type thing. Yeah. And and
00:34:18
it's expensive to stay there. It is. Yeah. 1
00:34:22
of dollars a week. It is. But people are paying it, and there's and that's
00:34:25
the thing. Yeah. You've been to Ghana in Christmas period? Where?
00:34:29
Christmas time. Ghana. No. No. But you've heard Albert Hall Oh man, I hear all
00:34:33
the stories. I will go though. I'm gonna go one of the years for Christmas.
00:34:35
I normally were in Zimbabwe for Christmas. Oh really? That's beautiful. I'm sure
00:34:39
I think Christmas in Africa full start. Yeah. Experience. But I think Ghana have heard
00:34:43
it's next level over Christmas. Level, but there's too much traffic as well to back
00:34:46
out. Yeah. But the occupancy rates, I think, with s with service
00:34:49
accommodation is outrage. I think 90 something percent. Oh, yeah. That's ridiculous.
00:34:53
Yeah. But it's very funny because service accommodation is quite similar really Mhmm.
00:34:57
From in Accra, London in terms of occupancy rates and
00:35:00
pricing. But people might think who's who's gonna who's gonna pay that?
00:35:04
Who's gonna pay, you know, and it's like people do believe me, people
00:35:08
do. Or we locate as well for people that are selling their house and
00:35:11
they're waiting for them new ones to complete and they've got a little stop gap
00:35:14
so they'll go and stay in one of Cheddar's houses. It's true. I mean, there's
00:35:17
so many use cases for having, you know, the short lets out in
00:35:21
Ghana. You know, not just tourism, not just, you know, vacation. But even with my
00:35:24
apartment in Ghana, if I rent it out, it's just a long term Yeah.
00:35:28
Tenancy. I'll probably get about £1500 a month rent,
00:35:32
and after my expenses, because I got no mortgage or anything Yeah. I'll probably be
00:35:35
left with, I don't know, maybe maybe 7, £800
00:35:39
a month after management and everything like that. But I think serviced accommodation might
00:35:43
make a grand or maybe a bit more, but then I've also got the option
00:35:46
when I'm there, I can stay there. And, so yeah. Well, there's
00:35:49
different options, you know, for sure. Yeah. Absolutely. I mean, there's there's so much you
00:35:50
can do in Africa. And and Absolutely. I mean, there's there's so much you can
00:35:53
do in Africa. And in terms speaking of which, I mean, what do you think,
00:35:56
you know, some of the opportunities are in terms of Africa, especially moving forward in
00:36:00
the future? When you go out there, what kind of opportunities did you kind of
00:36:03
see in terms of, like, developments for this Yeah. I think,
00:36:07
what what I've seen what I've seen some people do really well is just like
00:36:11
land banking. So I've got land as well. I'm a bit of a land banker
00:36:14
in different countries. So if even in some of
00:36:18
the outskirts Yeah. Because they say location, location, location,
00:36:21
which is true. You've got to buy in locations where it's popping. Mhmm. But
00:36:25
sometimes there's a location which isn't popping yet Yeah.
00:36:29
But it might be. Yeah. So just sitting on land just on the outskirts
00:36:33
where you know that there's plans to uplift the area. Like
00:36:36
some of the land that I went to in in 2019 Mhmm. And at the
00:36:39
time when I went there, it was all this, but this land's about $20. Then
00:36:43
when I went back this year, that same land's a $100. Yeah. And
00:36:47
I'm thinking, I could have just sat on the land. I'll have to I know
00:36:50
then you've got risks of potentially people doing things to it and, you know,
00:36:54
when you talk about land cheap. So, but partnering
00:36:58
partner with people, finding finding people that have got the experience,
00:37:02
developers and and and and partner. I think that's probably the safest way.
00:37:06
Yeah. Yeah. You know, and then ultimately sitting on it. So for me,
00:37:10
I'm not I'm not too worried about the small money I might have made in
00:37:12
Ghana just now. I'm more thinking just if I've got property there sitting on it,
00:37:16
how much could that be worth in 10 years? That that's the real question. That's
00:37:18
true. And you're absolutely right, everything that you've just said. In season
00:37:22
4, I interviewed Kofi Anku. He's a proper he's proper he's a popular
00:37:26
real estate, developer out in Ghana, and he's got one development called Ayimenta
00:37:29
Park, De Abri. I think it's maybe 200 townhouses or something like
00:37:33
that. And, the he's got a new development called Pokwasi Heights. So
00:37:37
Pokwasi is just on the outskirts of Accra. The government built a
00:37:40
$85 interchange, bridge, I think
00:37:44
the most expensive interchange in our whole Africa. And
00:37:48
people that own land over there, they started to get
00:37:51
approached for lands after that project was done. Mhmm. And others tops
00:37:55
other types of amenities Of course. Pop up. So you're absolutely right.
00:37:59
And those and built in that area before 10, 20 years ago wasn't what
00:38:03
it was that is today. So you're absolutely right. What's amazing as well is that
00:38:06
they'll the the builders will often ship a lot of stuff from Europe. I'm like,
00:38:10
damn. You know, people getting kitchens from from UK.
00:38:14
Yeah. Yeah. Yeah. Damn. Quality Yeah. Or Germany. As well. Yeah.
00:38:17
Getting kitchens shipped in from Germany. I'm a madman. It's crazy. Yeah.
00:38:21
I mean, I think you can send a lot out in Africa, and then you
00:38:24
can kind of take out and just kind of, you know, do things with it.
00:38:27
So Samuel, I really appreciate you coming on the show.
00:38:31
Are there any kind of final thoughts you wanna leave our audience with? Do you
00:38:34
have any announcements you wanna make? Yeah. Final thoughts are, if you're
00:38:38
thinking about investing in an area, first go visit the area and Ghana
00:38:42
is a great place. Accra is a great place to go visit, go on, on
00:38:45
holiday. If you wanna come and, spend a day with
00:38:48
me, I run, as you know, the property investors crash course. How was your experience
00:38:51
at the crash course? It was like an opportunity it
00:38:55
was like an experience I've never experienced before. Wow. Yeah, it was just like
00:38:59
wow. Some people in this one room in Heathrow and it's just
00:39:03
like wow. So much energy in the room and you're just so
00:39:06
much wow. Just just wow. So if you wanna be wowed, like, Adrian, come
00:39:10
and meet me, spend the day with me. So ticket tickets for the crash course,
00:39:13
you know, they're still they're still just £1. So Yeah. A pound to come spend
00:39:16
over me. Mhmm. And, I hope to see you guys, man. Hope to see you
00:39:19
winning and, rooting for everybody. Absolutely. Yeah.
00:39:23
Well, thanks thanks for coming in the show, Samuel. Really great advice you've dropped on
00:39:27
and it's really great to see the projects you're doing in Ghana. Looking forward to
00:39:30
seeing what you can do in the future and, yeah, hopefully we're gonna do some
00:39:33
stuff together. Appreciate it, brother. You're welcome. So there you have it, guys. Samuel
00:39:37
Leeds, property investor, philanthropist, and all of the
00:39:41
above. Once again, for today's show notes, from today's episode, you can head over
00:39:44
to thesoundofaccra.com/samuelleeds We'll have all
00:39:48
of the links, references, nuggets on there for you. And
00:39:52
having said that, thank you so much for watching. I'll see you in the next
00:39:55
one. Take care, guys.


