Navigating Ghana's Property Landscape: A Special Conversation with Samuel Leeds
The Sound of Accra PodcastMay 23, 2024
178
39:5736.59 MB

Navigating Ghana's Property Landscape: A Special Conversation with Samuel Leeds

In this special interview on The Sound of Accra Podcast, Adrian sits down with property millionaire Samuel Leeds. He is an experienced property investor, TV Landlord and entrepreneur with a passion for big dreams and aspirations. His advice to start small and build up comes from his own experience in making mistakes on first projects and the huge amount of planning required for large ventures. 

We dive into Samuel's experiences and observations in Ghana, exploring the country's development, investment opportunities, and challenges in the real estate industry. From discussing the benefits of traveling to Accra to the intricacies of property ownership and renting, this engaging conversation covers a wide range of topics. Furthermore, we explore his involvement in property investments and his dedication to helping others achieve financial freedom through real estate. This is an enlightening discussion that encapsulates the essence of investment in Africa and beyond.


We uncover:

  • Ghana: Leeds highlights the country's development, accessibility for investment, and its increasing appeal as a holiday destination

  • Real Estate: We discuss diverse property investment strategies, challenges, and success stories, offering valuable insights for aspiring investors

  • Global Expansion: Samuel shares his experiences in investing in various countries across the world, emphasising the importance of strategic diversification and mitigating risks.


Today's Episode Website:


https://thesoundofaccra.com/samuelleeds

Connect with Samuel Leeds on Social Media:

Instagram: https://www.instagram.com/samuelleeds/


Linkedin: https://www.linkedin.com/in/samuel-leeds/ 


Website: https://www.samuelleeds.com/


Attend one of Samuel Leeds Property Crash Courses in 2024. Tickets only £1

Rent to Rent Crash Course 

May 17th - 25th: https://www.samuelleeds.com/tour/rent-to-rent-crash-course/

Deal Sourcing Crash Course

June 21st-29th: https://www.samuelleeds.com/tour/deal-sourcing-crash-course/


Property Investors Crash Course

July 19th-27th: https://www.samuelleeds.com/tour/property-investors-crash-course/ 

Our Partners and Free Resources

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Topics (Timestamps)

00:00 Intro

05:01 Start small, build up for ambitious projects.

08:44 Experience and knowledge are more important than money.

10:46 Investing in Ghana is accessible and easy.

13:12 Discussion on Ghanaian diaspora and property affordability.

16:15 Rich people busy, investing, facing hierarchy.

22:32 Diversifying investments strategically with full control.

23:30 Smart move to invest in trustworthy developers.

29:20 Season 5 interview: SESO Global land acquisition in Ghana

31:45 Investing strategically internationally in property development business.

34:53 Similar occupancy rates and pricing in different locations.

36:30 Land value increased significantly, missed investment opportunity.

39:22 Samuel shares advice and future plans.

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About The Sound of Accra Podcast

Our mission is always the same, to promote Global Ghanaian excellence. And always to bring you closer to Accra, whenever you are, with powerful stories that make you want to take action in your career, business or personal life. 

For almost 5 years, we have been championing global Ghanaian founders, entrepreneurship and Creators through podcasting. We've achieved 10s of thousands of audio downloads worldwide and published well over 150 episodes to date.

It's our mission to grow and establish global audience, and become a go-to resource for learning about native and diasporan Ghanaian Creators, Entrepreneurs and Founders worldwide. 

I'm kindly asking for your help. Yes, all of you. To leave a review on Apple Podcasts and Spotify, the most popular podcast platforms that you all listen to us on 


00:00:00
Hey, guys. Welcome to the Sound of Accra podcast. I go by the

00:00:03
name of Adrian Daniels. If this is your first time listening, this is a show

00:00:07
where we speak of top Guardian founders, entrepreneurs, and creators worldwide

00:00:11
with the aim of leaving you behind a meaningful takeaways to apply their

00:00:15
life business and career. For today's episode I would like you to

00:00:18
head over to thesoundofaccra.com/samuelleeds for all

00:00:22
the show notes, links, references, wisdom, points from all of today's

00:00:26
episodes. And if you're watching YouTube, Spotify,

00:00:29
Apple Podcasts, 5 star reviews very much appreciated. Get to the

00:00:33
comments. Let us know what you think of today's episode. So, yes, I'm

00:00:37
gonna introduce today's guest, the one and only Samuel Leeds. He's a property

00:00:40
millionaire, an award winning, very successful property

00:00:44
entrepreneur. He's done so many wonderful things. You may have seen him in

00:00:47
eviction, the winners on a Wednesday, you may have seen him doing, outrageous

00:00:51
financial freedom challenges out in the UK, you may have seen him do an undercover

00:00:55
millionaire, He just does so much, but he's an incredible talented guy with a big

00:00:58
heart. Samuel Lees, thank you for having me on Thank you, Adrian. For making the

00:01:02
show. I appreciate it. Thanks for having me on. Brilliant. I love what you're doing

00:01:05
with the podcast and the sound of our crowd. We've been chatting Yeah. Back and

00:01:08
forth for the last couple of years. So Yeah. Yeah. It's great to come on

00:01:10
and support what you're doing because I love it. Thank you so much, Samuel, and

00:01:13
I appreciate, your time, and I appreciate what you're doing in Ghana as well, which

00:01:17
we're gonna talk about that as well. I think you have quite a few ties

00:01:20
to Ghana, but but before we get into that, I think there's a nice, you

00:01:23
know, little full circle moment, you know, 2019, I think, is when I first came

00:01:27
across you, stumbled upon Grant Cardone, channel,

00:01:31
and I think I saw you do an interview with him, and then that's when

00:01:34
I discovered, oh, who sent me these? Oh, what's this property investment grade?

00:01:37
And then of course, you know, later on that year went to your property crash

00:01:41
course and And when you when you saw I was doing stuff in Ghana, you're

00:01:44
like, okay. Yeah. I was like, okay, cool. What's what's going on here?

00:01:48
What's going on here? But yeah, it's just it's really incredible to see what

00:01:51
you're doing in Ghana. I think there's a few connections that you have to go,

00:01:54
and I believe your wife, Amanda, I believe you met at a Ghanaian wedding. Yeah.

00:01:57
That's correct. Yeah. Crazy. It was actually I've got a Ghanaian Zimbabwean wedding. She's

00:02:01
from Zimbabwe. Beautiful. But yeah. So I've always got a bit of love

00:02:05
for Ghana, you know. Yeah. And I'm a Ghanaian guy, good Zimbabwean wedding in September.

00:02:09
Okay. There we go. And I got a lot of family from Ghana. I got

00:02:11
got family that live out there as well. Beautiful. Really? Yeah. Yeah. Yeah. I mean,

00:02:15
it's I mean, everyone's starting to move to Togon, and we've got Bob Mahdi's wide

00:02:18
body celebs and stuff. We'll get we'll get to that. Samuel,

00:02:23
fantastic, fantastic man. You know, I think your your book, you

00:02:26
know, buy low, red high, you know, was an

00:02:30
impactful book, you know, when I first came across it. For those of you for

00:02:33
those out there who don't know much about you, could you just share maybe within

00:02:37
60 seconds, like, a quick elevator pitch about Yeah. Well, yeah. Sure. Thanks. I've been

00:02:40
investing in property for 16 years. Wow. So when I left school, didn't

00:02:44
do well in school, but I went into property.

00:02:48
Mhmm. I was a plasterer, so I used to work on a building site and,

00:02:52
you know, getting my hands dirty, and then I saw how much money the investors

00:02:56
were making. In fact, the the the builder Yeah. Sat me down and was like,

00:02:59
look, you know, this this house, look how much it's gonna be worth, and it's

00:03:02
gonna all these rooms are gonna be written out separate. And so I went to

00:03:05
a property investment, like, networking event, like a show and ended up Yeah. Getting really

00:03:08
kind of immersed in it. So I bought my first house in 2009,

00:03:13
and then sort of built my portfolio over the years. So now, I mean, I've

00:03:16
done over 500 property investment deals. I bought

00:03:20
in the last in the last few months, I bought a hotel.

00:03:24
In fact, 2 hotels. Yeah. In the UK. Yeah. Yeah. Like, small hotels.

00:03:28
Okay. But, like, you know,

00:03:32
29 bedrooms, one of them in Cambridge, another one, 24 bedrooms,

00:03:36
converted a factory into apartments, which is in Wolverhampton, which is where

00:03:39
I grew up. I had a wedding day actually inside. Yeah.

00:03:43
Yeah. Nice people though a lot. I like Yeah. I like the Midlands.

00:03:47
And, yes, so most of my portfolio is in the UK, but I'm also I

00:03:50
am diversified slightly in different countries and Ghana is one of those countries. Yeah.

00:03:53
It's it's incredible. I think, of course, I've been following your YouTube channel for quite

00:03:57
some time and I think you've been doing stuff plate as far as Bahamas. Is

00:04:00
that Caribbean? Yeah. Saint Lucia. Yeah. We just I did a challenge in

00:04:04
Saint Lucia. My my my one of my students is from Saint Lucia Yeah. And,

00:04:08
he's now, you know, very successful. But yeah, so we we did a bit there

00:04:11
as well. Yeah. Brilliant. And I think what you like to show,

00:04:15
demonstrate on your platforms is that like the principles, the general principles

00:04:19
of property investing can it can work almost anywhere, especially with you like the

00:04:22
ones in America as well. Yeah. Same like the the strategies, it can work almost

00:04:26
everywhere, which is really impressive and you know, I think you really have a big

00:04:30
heart for helping people to kind of find their own financial

00:04:33
freedom through properties Yeah. Which we'll probably kind of talk about a little bit.

00:04:37
So yeah. This is this is great. I'm sitting down here and having this conversation

00:04:41
with you. So let's talk about, I guess is there anything in terms of

00:04:44
like your kind of current, you projects in UK? I mean, you mentioned the

00:04:48
hotels and state fields you wanna mention. Yeah.

00:04:52
Land development. Mhmm. I mean, when starting out in property, I think

00:04:55
a lot of people I see this a lot in Ghana as well. A lot

00:04:58
of a lot of Ghanaians. They've got like land. Yeah. And they've and they've got

00:05:01
a vision to build a hotel resort and, you know,

00:05:05
build a 100 houses and this and it's cool. It's good to have it's

00:05:09
good to have, you know, big dreams and big aspirations. Yeah. But my my

00:05:13
general advice is to start a bit small and then build up to it because

00:05:17
you're gonna make mistakes on your first projects, And the amount of

00:05:20
planning that goes into a project like that is is humongous. And

00:05:24
also investment, it's not easy to get investment for

00:05:29
a humongous project if you have any experience. You know what I mean? If

00:05:32
it's like, oh, could if you're pitching an investor and you said, hey, can you

00:05:36
invest in this? How much do you need? I need 10 to build this

00:05:39
hotel. Okay. And what do you do? I'm a nurse. Yeah. And I don't have

00:05:43
any properties. It's difficult to justify

00:05:47
because of the lack of experience. Yeah. But if you start small, start with, you

00:05:51
know, maybe build 1 house Yeah. Or do a flip, buy a house, do it

00:05:54
up, live in it, sell it, make £50. And

00:05:58
then okay. And then you you build up slowly too. I think that that that

00:06:01
probably makes sense. So the stuff that I'm working on now, I mean, I

00:06:04
own I own a castle in in in in Butteley, Riversford House.

00:06:09
I've done a lot of land developments, buying land, getting

00:06:12
planning on it, flipping the land, building houses from scratch. But like he didn't start

00:06:16
like that. For me, it started with a small 100 pound house,

00:06:21
which I read it out room by room. You know what I mean? So it

00:06:23
it took a long time to to to build up. And even now,

00:06:27
I'm not I mean, I'll I'll I'll be sat with, cheddar cheese

00:06:31
Yeah. In Accra. Freedom, Jacob Caesar. Bro. And he he took me

00:06:35
around to him with his development and suddenly I I was like, okay. Yeah. You

00:06:38
know, I'm actually, I'm I'm I'm still a small fish,

00:06:42
you know? He's he's an incredible entrepreneur. I mean, I think one of my favorite

00:06:45
developments he's done is I think his bell Graveyard Townhouses. I mean, if you don't

00:06:48
know if you took I don't think he he took he took me to a

00:06:50
few. Beautiful. Yeah. Oh my gosh. But I think he he I mean, every development

00:06:53
he has is, like, inspired by something that's seen around the world. Mate, he's a

00:06:57
big thinker. He's a big thinker, but he's back. He's a visionary. He's a visionary.

00:07:00
He is, but he backs it up with with action and he's a workhorse. Yeah.

00:07:04
But I went to meet him and, we we sat down and I was

00:07:07
thinking, you know, I might might be like an hour or something. We were we

00:07:10
were together about 9, 10 hours. Wow. And we were just sat there, and he

00:07:13
was just showing me sight after sight. Oh, let me take this. In fact, let

00:07:16
me drive it to this. Oh, oh, let's get some lunch. We just spent like

00:07:19
the the full morning till evening together, and he was just so generous of his

00:07:22
time. We've stayed in such a sense, but he he was a big, inspiration to

00:07:26
me. Get get getting into Ghana. Get into Ghana because that must have been around

00:07:29
2018, 2019, I think. When when I was first in

00:07:33
Ghana, I went for a wedding. You went at the right time because 2019 was

00:07:37
the year of return where a lot of the diaspora were called to come home

00:07:40
to Ghana, like, from the US, UK. So you had all these high flying celebs

00:07:43
flying Yeah. In the year and it was just that's when Ghana started to trend

00:07:46
even more. Yeah. So that was the right time. Yeah. Yeah. And I think I

00:07:49
think, yeah. I mean I mean, whenever I go on holiday,

00:07:53
even if I'm just going for a few days for a wedding, I can't help

00:07:55
but looking at the weirdest day market, you know, thinking what's happening. But I was

00:07:59
very impressed with Ghana just as a whole. Yeah. I wanna double tap on

00:08:03
something you said, Samuel, in terms of, like, starting small because I don't know how

00:08:06
well you know Ghana, but there are, you know, a group of people in Ghana

00:08:09
where they might start a little project in Ghana, and they run out of

00:08:13
money, and they can't finish the building. I see it all as well. Uncompleted buildings

00:08:16
in in the country and it's it's ongoing, you know, conversation. I don't know,

00:08:20
you know, what your thoughts are on that. Well, my thoughts it's an opportunity because

00:08:23
if you've got somebody who's started a project Yeah. And then they've or they've

00:08:27
they've bought they've bought, a rundown property and they thought, I'm gonna do it up

00:08:30
and make a load of money, but then they run out of money after

00:08:34
after £20. Yeah. I guess there's an opportunity to

00:08:38
then go and partner with those people or, go finish it off if you've got

00:08:41
money. If you've got money, everything's easy. It is. Yeah. But then by the by

00:08:45
the time you've got money, you've also got the experience because you I I

00:08:49
think I'd rather have the knowledge and the know how than the

00:08:52
money. Mhmm. Like, you know, I see people that have inherited money from their parents,

00:08:56
and they might have money, but because they've got no knowledge or experience, they

00:09:00
can't do anything. But the best is if you've got both. If you've

00:09:03
got, someone said to me, why do you wanna be a millionaire?

00:09:07
And I said it's not because I want to make a £1, it's because I

00:09:11
want to become the kind of person that knows how to. Mhmm. So

00:09:14
yeah. But opportunities are everywhere. It's honestly everywhere.

00:09:18
Opportunities absolutely everywhere. And I think that's something you you teach quite widely as

00:09:22
well. It's quite interesting, you know, just to hear all your

00:09:25
perspectives in Ghana. What's your impressions of what was your first impressions when you first

00:09:28
came 2018, 2019? Yeah. When I first went to Ghana, I was shocked at

00:09:32
how, developed it is. You know, I mean, I I I've been

00:09:36
to many African countries Yeah. And I can't say that Ghana is my

00:09:39
favorite because my wife is from Zimbabwe, so she'd be upset. But I'll definitely say

00:09:43
it's it's up there. Yeah. Zimbabwe is very underwritten. Look at

00:09:47
Zimbabwe is incredible. Look at Man, Zimbabwe is incredible.

00:09:51
Now my my first impressions are gone were you got beach,

00:09:55
you got city, good culture, good food. Yeah. I was like,

00:09:59
wow. I did a video actually and it went viral and I was like, if

00:10:02
you wanna go on holiday Yeah. Think Ghana. You

00:10:06
know? People people don't generally think Ghana for a holiday destination. Now

00:10:10
now they are. Now they are because I did my video.

00:10:14
Changed the face of everything. Face the face. No. But but but they they are

00:10:17
more so now. But I think, I was really impressed when I

00:10:21
first arrived just to how I mean, don't get me wrong. I was only in

00:10:25
a small part, you know, of of of going on. It's obviously a big place,

00:10:28
but now now I think the fact that it's it's so developed, there's so much

00:10:31
to do, pop in, good culture, lots of money

00:10:35
there, a lot of very wealthy people. I was getting messages from people,

00:10:39
when I landed in Ghana and I post as soon as I posted I was

00:10:42
there, I was getting like so many messages with people. I've got this site. I

00:10:45
bought this hotel. I've got this. Come see it. Come I was like, man, I

00:10:48
need to book a month out here. This is mad.

00:10:52
We are impressed, and I think the fact that it's so accessible to

00:10:55
invest as well, like a lot of countries, like we've we've built a lot of

00:10:59
stuff in Uganda, a lot of stuff in Uganda,

00:11:03
but if you want to invest in Uganda, it's much harder because you have to

00:11:06
be, a citizen or you have to partner with someone

00:11:10
who's a citizen and they have to have the majority. So that's up to 1%.

00:11:13
And that's the case in a lot of a lot of African countries, whereas in

00:11:17
Ghana it's chill, it's calm. You can just go buy something. Anyone

00:11:20
can. So, yeah, I thought, and it's really

00:11:24
easy to get to. You You can get to Ghana within about is it 6

00:11:27
hours? Yeah. Heathrow to Ghana, 6 hours. Yeah. You can

00:11:31
get a direct BA flight to Ghana. Right. Maybe I think maybe we should get

00:11:34
you to start an airline, Samuel, because BA is the only direct flight to Ghana.

00:11:37
Is it? Yeah. Yeah. Yeah. Yeah. But Virgin used to want, but they stopped. They

00:11:40
put that But but BA did a good job. Like, I went to Ghana and

00:11:44
sleep, wake up, you're in Ghana, same time zone. That's on the

00:11:47
benefit. Sunny all year round. Business, isn't it? Would you say it's fantastic? Yeah. Because

00:11:51
when you get there and when you get back, if I want to go to

00:11:53
Ghana for 3 or 4 days, I'm not gonna get back jet lagged because I'm

00:11:56
on the exact I'm just gonna fly overnight. Yeah. Sleep on the

00:12:00
plane, wake up. So, yeah, it's really not I I and also this,

00:12:04
I met up when I was last there actually. I met up with Freezy, McBurns

00:12:08
who's a very I'm I'm I'm into boxing. So he's like a very very well

00:12:12
known boxer, and he was so approachable. We did

00:12:15
even even got in the ring, did some sparring with him. He was he went

00:12:19
easy on me, but there's a lot of talent there. Oh, so definitely

00:12:23
different industries. Yeah. Like boxing and music.

00:12:27
So yeah. Really, really and it's safe.

00:12:30
Mhmm. It's completely it's complete, it feels very very very

00:12:34
safe. I can sit, normally if you see me in a restaurant or anywhere, I

00:12:37
never want to sit with my back open. Yeah. I would have to sit in

00:12:41
the corner. I was in Ghana. I was like, no, man. I I can I

00:12:43
I felt very safe? It's very safe country. Yeah. And a lot of people know

00:12:47
me in Ghana. I was getting stopped a lot. Really? Yeah. I was getting stopped.

00:12:49
Like there's some there's some countries if I go to, no one really knows me.

00:12:53
Whereas whereas in, even in America, no one knows me. I never get

00:12:57
stopped really in America. Whereas in Ghana, I kept getting stopped. I was like,

00:13:01
damn. Okay. So that was interesting. Yeah. Because I think there's a lot of,

00:13:05
yeah, definitely there's a lot of people that follow your stuff. So you can do

00:13:08
a fantastic Especially now I've thought I do stuff in Ghana. Yeah. Now it's gonna

00:13:11
probably be even more so. Even more so, yeah. Because I think a lot of

00:13:14
the diaspora kind of move in there as well and they'll probably know about you

00:13:17
and you just have to start rip off of it as well. Really really

00:13:20
incredible. I want to talk about, you know, I think I've seen

00:13:24
you do quite a few projects in terms of Africa, right, whether it's like

00:13:27
charitable projects and maybe other investments. What do you see in

00:13:31
terms of property real estate? Do you feel like it's maybe a vehicle, you know,

00:13:34
for Ghana or some people in Ghana to kind of like find their way out

00:13:38
of property? Because in Ghana the average citizen, they can't find they can't

00:13:42
afford a property, they can't afford to go on a property ladder. It would be

00:13:45
almost impossible for them to to go on a property ladder because of the salary

00:13:48
that they'll get. The salary that they'll get, we can probably spend that money in

00:13:51
a second, you know. So I mean what's your thoughts on the average person

00:13:54
in government being able to kind of, you know, afford maybe let them build

00:13:58
their own property. Yeah. And that and then the whole 2 year rent thing, I

00:14:02
think is ridiculous. You you go about renting. So in order to rent, you have

00:14:05
to pay 2 years up in the ranch, which is ridiculous. Yeah. Yeah. It's It's

00:14:09
tough. You know, it really isn't. I can't speak necessarily. I mean, I've

00:14:13
never been in in in that situation. However, I have

00:14:17
I have mentored and and worked with people that have started from I I

00:14:20
was with, a guy, mister COD, who's got like,

00:14:24
a real estate business in Ghana, and he was telling me that, you know, when

00:14:28
he started, he he lived in more rural Ghana

00:14:32
and didn't have any money, you know, slept in one room with like 10

00:14:35
people kind of kind of kind of backstory. Yeah. And what

00:14:39
he did was Yeah. He he became like, a

00:14:43
realtor where he'd find good investment opportunities,

00:14:47
not buy them because he didn't have the money, but he learned to find and

00:14:50
identify good opportunities, and then he passed them to

00:14:54
investors. So he's not he's not paying anything. He's not putting

00:14:58
any money down. All he's doing is work using his time, get

00:15:02
gaining his knowledge. And he he's now after

00:15:06
we sold a bunch of deals, so he'd find a property and he he then

00:15:10
match it up with an investor and get like a a fake market paid like

00:15:13
£3 which in CDs. I don't know. Couldn't know what

00:15:17
conversions exactly. But anyway Sourcing fee will have been his Right. Sourcing fee. So he's

00:15:21
making a chunk of money. So straight away he's no longer got no money.

00:15:24
Now he's got a bit of money. Now he's comfortable. But then he'd

00:15:28
find a deal and he'd think, you know what? This deal is too good to

00:15:31
sell. I mean, I wanna buy myself, but he hasn't got the money. So we

00:15:33
partner with people and he's now I mean, I've been around

00:15:37
his portfolio. He's he's driving a Range Rover. He's buying

00:15:40
everybody dinner. Yeah. You know, his mom his mom, rang him when I was

00:15:44
with him, and she was just, like, so emotional on the phone. So I'm not

00:15:47
I would have never envisioned that anybody in our family will be able to do

00:15:50
this. So there's many people like that. So I think the first thing is not

00:15:53
being a victim. Even if you even if you are starting from scratch and if

00:15:56
you think, oh, I wasn't born into wealth, it's hard for me. Yeah, it might

00:15:59
be difficult, but don't be a victim instead say, okay,

00:16:03
what can I do? True. The definition of an entrepreneur is a problem

00:16:07
solver. What problems can you solve? And if you can solve

00:16:11
rich people's problems. Yeah, it's, it's the awards always

00:16:14
there is. Right. And what are rich people's problems? Maybe they're very busy.

00:16:18
Time They want to invest in property. They want to dump their they're making a

00:16:22
lot of money from their airline, whatever it is, and they wanna they

00:16:25
wanna dump money into property, but they haven't got the time. So getting and getting

00:16:29
around and it's interesting as well because what I've noticed in, there's

00:16:33
there's like a bit of a hierarchy going on sometimes and it's like

00:16:37
I see people that have got nothing in going. I'll be always spending time

00:16:40
with them, mentoring them whatever and then they'll go to a property or a business

00:16:44
networking event and they'll get proper shunned because there's people can just tell

00:16:47
that, oh, they're from their accent or, oh, they're from

00:16:51
the rural areas and it's very, it's very interesting. So it isn't

00:16:55
easy and I'm not going to stand here and say, oh, you know, if you're

00:16:58
starting from rural rural Ghana and you've got nothing, oh, it's easy

00:17:02
because it's not easy. And even when I'm doing a financial freedom challenge myself and

00:17:05
I'm as a social experiment, I'm starting again from scratch. I've still got my knowledge.

00:17:09
I've still got my backstory. I'm still you know? So, yeah, it's

00:17:12
interesting, but I would say Yeah. If someone's done it before Yeah. It's

00:17:16
possible. Yeah. Look at all the people who have started

00:17:20
from nothing, who who have who have become something. If it's

00:17:24
possible for them, it's possible for you. Is it going to be easy now? But

00:17:27
it's possible. So work on yourself. Work harder on yourself than you do

00:17:31
on your job. And and and and ultimately, you'll be paid

00:17:35
what you're worth. You'll be paid. So so you need to become more valuable. Do

00:17:38
you want people to invest in you become more investable? It's absolutely

00:17:41
true. And, you know, you're just reminding me about, you know, your undercover

00:17:45
millionaire like challenges. Remind me also about the Grant Grant Grant

00:17:49
Collins, one of the billionaires. I watched that, man. It made impressive to see This

00:17:52
came after mine just for the record. Yeah. After you after because somebody was saying,

00:17:55
oh, did you die base on it? I'm like, I did mine first. You did.

00:17:58
Mine was in 2018. His was like 2020. Yeah. You did. Yeah. I actually did.

00:18:02
Yeah. Just to see you 2 go out is just But he did amazing. He's

00:18:05
he's a mentor of mine anyway. Grant Cardone is again similar to like,

00:18:09
Cheddar when when when, you know, just looking at the the stuff he does, I've

00:18:13
spent time with Grant Cardone looking at the hit, the developments that he does.

00:18:16
It's good to always remember where you came from, but also look at someone who's

00:18:20
ahead of you and just be inspired. And unless you can

00:18:24
learn to celebrate people's success that are celebrating more than you, you

00:18:28
ain't gonna have that success. When you celebrate other people's success, they're

00:18:31
succeeding more more than you. It's almost like you're giving God the green light to

00:18:35
give you that same success. I love that. Yeah. And I'm a fan of that

00:18:38
as as of celebrating people and then when your time comes, I believe God

00:18:41
will, you know, put you in a position when the time comes for you to

00:18:44
be celebrated as well. A 100%. A 100%. What goes around comes around. Yeah. Speak

00:18:48
on developments, Sammy. I I know you've got some developments going on in Ghana. Would

00:18:52
you would you mind talking about some developments? Yeah. Sure. So there's a few things

00:18:55
going on that I've got in Ghana. So I don't like to talk about things

00:18:58
until they're done, until they're complete. Yeah. But we've, we we invested

00:19:02
in, a development in Rungen Ridge. Fantastic area. Which was which

00:19:06
yeah. Very, very nice area. So that's all complete now. Wow. So, I

00:19:09
went out there and Did you j v the invest though? No. So that

00:19:13
was, an off plan. So, but we were, we

00:19:17
were recently involved. So, we, I went out there when I was at the

00:19:21
wedding and I thought, right, I wanna invest. What what is there? What can I

00:19:24
do? So I met up with a bunch of developers that have got big sites,

00:19:28
met up met up with, Cheddar who's now running for president, which is awesome. That's

00:19:31
crazy, isn't it? Gus Camaro. I don't know if you know him. Video.

00:19:35
Yeah. 1 of 1 of these real estate agents. I met with him and a

00:19:38
bunch of people Yeah. And, kind of got, you know, got

00:19:42
people to sit down with, like, maps. These are the good areas. These are the

00:19:44
bad areas. This is what pop in. And everyone's got a slightly different opinion and

00:19:48
different things. So there was this development was, that was taking

00:19:51
place, in in in Roman Ridge. I went

00:19:55
around. I saw it, and it was it was in the process of just only

00:19:58
very early construction stages. And, they let me go around it and

00:20:02
I was chatting with the team and, yeah, I invested, I think I invested

00:20:06
around about a 120 pounds.

00:20:12
Now it's all complete. So my investment is

00:20:16
now worth about 1 60. So I've made I've made a bit of money, nothing

00:20:19
crazy. Yeah. But more than anything, that's just the the return on it's gonna be

00:20:23
good because I'm gonna my the apartment that I've been left with, I'm gonna that's

00:20:27
all finished now. That's gonna be rented out. It's just a short stay left. No.

00:20:30
No. So it's very popular. It's early stages because we're still finishing a few

00:20:34
final touches, so there's still, the swimming pool and things like that, but once that

00:20:38
once it's all finished, I'm expecting to make I'll probably make about a £1

00:20:41
a month. So I'll be making a, you know, around about a 10,

00:20:45
12 percent Yeah. Return on investment plus the capital appreciation, but then

00:20:49
also I'm diversified. If if if

00:20:53
the UK certainly crashes real bad, but I've got

00:20:56
investments in Uganda and Zimbabwe and Ghana and different

00:21:00
parts of America and Brazil, then you just diversified well. So

00:21:03
Spreading risks. Yeah. Exactly. So, you know, we'll we'll see

00:21:07
what happens. But It's amazing. It's amazing what you're doing. Does it feel like you're

00:21:11
like a small fish in a big pond? Because it's like a completely different

00:21:15
country, you know, you got a huge before you're in UK, you got to go

00:21:17
to Ghana. Yes and no. Yes and no. I don't think I feel like too

00:21:21
much of a small fish because I've got 1 and 1 of pounds that I

00:21:24
could invest if I wanted to. I feel more like a medium sized fish

00:21:28
that's starting out small intentionally and strategically because that's

00:21:32
another thing as well. I think that if you're investing overseas,

00:21:35
especially overseas off plan, you there are it

00:21:39
does come with risk and you need to know what you're doing and and

00:21:43
never invest what you can't afford to lose. Yeah. So if let's say I've

00:21:46
invested in Ghana and then bang the market gone crashed and it was

00:21:50
terrible and the market has dropped a little bit. The only reason I've made money

00:21:53
is because we built it from scratch. So we pushed the value up and

00:21:57
it was a good investment. So respect to the developers. I didn't really do much.

00:22:01
I was very much, you know, an investor as opposed to the developer. And

00:22:05
that's another thing as well. If I've gone out there thinking, oh, I can buy

00:22:08
land and build and and then now I've got oversee the builders, find

00:22:12
this, like, I'm a white dude from England, like me trying to

00:22:16
do that from a distance realistically would not be happening. Whereas

00:22:20
if I'm starting out investing in other people's projects, I'm seeing the thing, I'm

00:22:24
getting the experience. And then in time as as things go

00:22:27
bigger, we got maybe that I could or maybe I could partner with someone, go

00:22:31
straight 5050. So I'm I'm really just kinda like, you know,

00:22:34
diversifying and, and, and strategically,

00:22:38
keeping my eggs in, in, in, in different baskets, but not going aggressive.

00:22:42
I'm not like, because you can double your money when you invest out in places

00:22:46
like Ghana and and in different countries in Africa, but then just because you can

00:22:50
double your money, that doesn't mean you will. So to then go, oh, well, we're

00:22:53
gonna get loans and sell everything can well, you know, you've got you've

00:22:57
got to balance the risk versus the reward and then make an educated

00:23:01
decision, and and and take things slowly. So in the UK,

00:23:05
I'm more comfortable because that's I know what's what and I'm

00:23:08
very in control. I've got full time people on the ground. I've got full time

00:23:12
accountants, full time solicitors. I've got full time surveyors,

00:23:15
builders. I know I know the crack, so

00:23:19
I'm very comfortable. But yes, the principles are very similar, a little

00:23:23
different, but very similar. It is. But but

00:23:26
yeah. If you're not hands on the ground, you need I think you just need

00:23:29
to play a little bit slowly. I think you're right. And, I think you're doing

00:23:33
a clever move, you know, partnering up or putting investing into

00:23:37
developers projects that are already going on because I don't know if

00:23:40
you've known or heard about maybe sometimes in Ghana, people will go out,

00:23:44
they'll build a house and then they'll trust it the project to somebody else

00:23:48
and then maybe a few years later, they go there and find out that all

00:23:50
the money's been stolen. Yeah. It's a common very common thing in Ghana and Africa

00:23:54
that you can't find trustworthy, you know, stakeholders or builders or developers

00:23:58
or people to build build houses for you. So you have to have

00:24:02
someone on the ground that you can trust that can work to change that mentality.

00:24:05
Same thing with business in Ghana and even Africa. So I think you're doing a

00:24:09
very smart thing because you know you're not on the ground, but you know someone

00:24:12
who is, who is trust web, he's a developer that you can put that your

00:24:15
money into their projects and get your return. Mhmm. You know, there's

00:24:19
so many horror stories and we I think maybe a US

00:24:23
lawyer invested Ghana. I think put $60

00:24:27
and then he he found out that the person didn't run on the money and

00:24:30
the land was owned by somebody else. Yeah. Yeah. Yeah. And that's another

00:24:34
Or or another thing that can happen is is, you know, I was reading

00:24:38
through the contracts and stuff what I was signing. I was thinking, okay. This is

00:24:41
pretty serious. Like, you know, you you you your pay your pay

00:24:45
in stages, but if you can't make a payment, you get

00:24:49
covered with interest. And then if you don't make it

00:24:53
after so long, then you just boom, lose the investment. So

00:24:56
you know, you've, you've got to be, you've got to read the contracts that you

00:24:59
sign and you've got get, you know, 2nd, 3rd opinions, exit strategies.

00:25:03
Another thing as well, but I've seen happen many times with off plan, in

00:25:07
Dubai. So so off plan meaning when you're basically buying

00:25:11
something that's not been built yet is you can, okay, I'll buy it for, you

00:25:14
know, £100 or $100, and they'll sell, we

00:25:18
expect to be finished in a year, but that's fine. Developments

00:25:21
often run over and I've seen this myself even in the UK, even when you're

00:25:25
trying your best, there's issues, things come up and, 1 year

00:25:28
can be 2 and potentially could be even 3. So

00:25:32
don't be thinking, okay, the estimated time is

00:25:36
a year. Therefore, I'm gonna borrow money from my auntie and I'm

00:25:40
gonna guarantee to give her the money back after a year because no,

00:25:44
it was estimated. So offline can can it can be scams. They can

00:25:47
be, just genuine. I don't think

00:25:51
anything goes to time, just to time plan generally within property

00:25:55
development. And, you know, think things things can go wrong.

00:25:58
So go in cautiously, but don't be so cautious that you don't

00:26:02
do anything. That's fantastic advice, Samuel. I wanna talk about

00:26:06
mortgages and credit Yeah. In Ghana. Like Yeah. What's your

00:26:09
thoughts on that? Because with the interest rates in Ghana to get a

00:26:13
mortgage is astronomical. I think somewhere from 11% up to

00:26:16
maybe 20, 30%. It depends if you're borrowing CD

00:26:20
or or or dollars. Yeah. So if you're borrowing CD,

00:26:23
then you're talking your 23%. Yeah. If

00:26:27
you're borrowing dollars, then it's around 11%. That's

00:26:31
my understanding from what I from from from my research. No.

00:26:35
You're right. It's correct because that's that's for mortgages are a lot cheaper. Yeah.

00:26:38
But the interesting thing is it's not as straightforward. Some people would say, oh,

00:26:42
man, 20% or even 30%.

00:26:46
That's ridiculous. But is it? In the grand

00:26:49
scheme of the what the returns you're gonna get? Not necessarily.

00:26:54
This is the thing. If you borrow, let's say you borrow a

00:26:58
1000000 CDs Yeah. And you're paying 30% a year. Yeah.

00:27:02
Right? That means every year you're paying 300

00:27:06
CDs back, which is astronomical.

00:27:09
But I know people of also the developer called Joe, who's big

00:27:13
developer in Ghana, and he's and he says, yeah, but if you

00:27:17
borrow a 1 CDs and you have to pay 30%, the

00:27:20
CDs are because of inflation and everything are

00:27:24
dropping by the time you go to pay it back a 1 CDs

00:27:28
pennies. So you've got to balance

00:27:32
everything out. And again, you've also got to

00:27:36
look at at like for if you take out, a loan for a 1 a

00:27:39
$1 and you're paying 11%. Okay? Paying 11%

00:27:42
that's that's a 100 a 100000 approximately Yeah. A

00:27:46
year. Yeah. But then you gotta look at what am I making. True. You

00:27:50
know? So so it's all kind of relative. Yeah. But a lot of stuff is

00:27:54
done cash in Ghana because because of the Because of the interest rate.

00:27:57
Yeah. So a lot of stuff is done cash. Because yeah. Love to I know

00:28:01
you love to leverage, you know, mortgages because I know you talk about good debt

00:28:04
and bad debt. Yeah. Yeah. Good leveraging it to build your portfolio. But within Africa,

00:28:08
it's not always the case. It's those that are cash rich. I able to kind

00:28:11
of, you know, make that leap. Yeah. Or or or or or you can,

00:28:15
partner partner with people. There's a lot of people that do that. They don't

00:28:19
borrow money, but they'll give a percentage of the profits. So they'll say, hey. Listen.

00:28:22
I need a 100 grand. I'm not gonna get a loan because it's too

00:28:26
expensive, but what I will do is if you wanna put the money in, you

00:28:28
got cash, I'll do the whole project and then we can split the profit at

00:28:32
the end. So that that's a smart, possibility as well. Yeah.

00:28:35
Yeah. It's incredible as well. And land in Ghana is is ridiculous.

00:28:39
Like, in terms of, like, making sure that you know, you know, who owns

00:28:43
the land and doing the due diligence It's not easy. It's not easy. So many

00:28:46
horror stories. It's so hard. Yeah. And that's something

00:28:49
that, yeah, I find I find difficult because in in in in the

00:28:53
UK Yeah. I'll drive past the pizza land. I think I wonder who owns that.

00:28:57
I'll get home. I'll go on Nimbus maps. I'll

00:29:00
see it. I can see a nice clear boundary around it. Click on it. I

00:29:04
can see who owns it. I can see when it was bought. I can see

00:29:06
it's all the data is nice. It's clean. But things are

00:29:10
more difficult in in in in when you go overseas, like even in Ghana.

00:29:14
I'm not sure if it's quite that simple. I've certainly not found,

00:29:17
a software yet, but It's changing. It's changing. I'm sure it is. In season

00:29:21
5, I interviewed Cecil Global. So that Canadian, Ghanaian kind of,

00:29:25
group out there. They they're like a property company, and

00:29:29
they're they're doing lands acquisition by block, backed by the

00:29:32
blockchain and things like that, so people can buy land securely

00:29:36
securely and have all the due diligence to kind of done for them. So they're

00:29:39
trying to get into that space and they're trying to solve that problem. But that's

00:29:42
a huge problem in Ghana and I think in Africa as well where someone will

00:29:46
try and buy land and then turns out that somebody else owns that land and,

00:29:49
you know, it backfires against them to lose their money and, you know, it's just

00:29:53
horrible. Bad stuff. Yeah. You gotta be careful. You definitely

00:29:57
Always look at the the worst case. Really, really gotta be careful. I think you

00:30:00
always talk about doing your due diligence and Yeah. Just looking at all of the

00:30:03
different worst case and best case and then normal case scenario. What do you think

00:30:06
a lot of people worry about? They say, oh, you could buy land and then

00:30:09
the government will just take it off you, but I'm thinking, I'm not sure. I

00:30:12
mean, yeah, we might have certain historical things, but I think

00:30:16
you're pretty generally safe if you do your research properly and you've got the title

00:30:19
deeds and you own it. Yeah. Not necessarily the government. I think it's owned by

00:30:22
the ancestors. Like, with Ghana, the land, like, it's usually owned by, like, a lot

00:30:26
of, like, land chiefs and stuff. So that's another thing that Ghana has that you

00:30:29
won't really see in the west. So it's not necessarily the government. It'd be more

00:30:32
kind of like the land chiefs may kind of come for you or whether that

00:30:35
the land owners then they come for you. But usually once you buy land,

00:30:39
gone, usually, like, a 100 years kind of like you're good in that kind of

00:30:42
in that kind of respect. Yeah. Great. I mean, what what

00:30:45
countries are you kind of getting involved in terms of, like, property investing?

00:30:49
I mean, I've got students all over the world, so I'm pretty clued up

00:30:53
as to Wow. You know, I I think we've got students now in

00:30:57
47, 47, 48 countries. Not just

00:31:01
in Africa. All around the world. I mean, I've personally visited,

00:31:06
I've spent time in 11 African countries.

00:31:09
Yeah. Invested in a few. Yeah. So we're

00:31:13
investing pretty heavily in Uganda. So Uganda,

00:31:17
we've built 2 schools. 1 of them has got 2 pupils.

00:31:20
Woah. So pretty decent size. We're also, we're

00:31:24
in the process of building pretty much finished now a

00:31:28
hospital. Wow. Yeah. Which is which is big. That cost Yeah.

00:31:32
Over a 1000000000 Uganda shillings, which in pounds is about a quarter of

00:31:35
£1. Yeah. But that's nice. And that's because I spent time in hospital

00:31:39
when I was in Uganda. I broke my leg. And I just I saw a

00:31:42
need for a hospital. Yeah. Yeah. We've done,

00:31:46
I've got a few bits and bobs going in in the states as well.

00:31:51
I've partnered, have invested in we're we're investing at the moment

00:31:54
in a a deal in Portugal, which I'm not gonna own it. It's

00:31:58
just like a loan to a student. So, yeah, different, you know, different

00:32:02
things. I think nothing crazy. 95% of my portfolio is in the UK and

00:32:05
I definitely wouldn't want to go like scattergun and wrap and just

00:32:09
suddenly buy loads of stuff in loads of different countries. But, you know, I'm slowly

00:32:13
and strategically, going international with the with my with

00:32:16
my property investment and property development business. Yeah. And certainly with the

00:32:20
education stuff because my track my training business in 2020, we went online.

00:32:24
So that's why now we've got students. We used to have students just pretty much

00:32:27
in the UK, but now we've got students in Africa and America. They didn't.

00:32:31
They just opened up to the businesses to opportunities across the world.

00:32:34
Exactly. Yeah. So we're still a Brit I'm still, you know, really really

00:32:38
I started to consider myself, you know, British UK entrepreneur, but

00:32:42
definitely with a with a global mindset now. Sure.

00:32:46
Yeah. I love what you're doing because I think for you, it's

00:32:50
not just about, you know, building your wealth and all of that stuff. But you're

00:32:53
also giving back. You're using your wealth, you know, for for for

00:32:57
for for great and for good causes. Like, you know, see people like Mr. Beast,

00:33:00
like, projects that he's doing is incredible Yeah. In Africa as well and to see

00:33:04
you do that as well. Yeah. But I think as well in Africa,

00:33:08
you know, the the there's a lot of opportunity,

00:33:12
but you've when you're making money out, like if you're doing a deal in Africa

00:33:15
and you might make 100 grand, I feel like you've got a personal responsibility to

00:33:19
then, you know, give you know, you've got responsibility to to to

00:33:22
also give back and to to help other people. I love that. I love that.

00:33:26
But before you can help other people, you've you've gotta be successful. Gotta be

00:33:30
successful. Yourself for a living. You gotta help yourself first. If you can't help yourself

00:33:33
first, then you can't go out and help more people that are out there you

00:33:36
wanna help. Yeah. Brilliant, brilliant, brilliant conversations. What are some of

00:33:40
your is there any kind of favorite developments that you've seen out in Ghana of

00:33:43
of particular like that you Cheddars. Cheddars. Yeah? Yeah. Which one?

00:33:47
Number 1. It's some brazing, isn't it? Yeah. And I think the location is spot

00:33:50
on. Like Oxford Street. Oh, man. Yeah. One of the most popular streets in, Ghana

00:33:54
in Accra. I went to school just further down the road, Morningstar. So when you

00:33:58
when you're driving down that road, you can see it from afar. It's like a

00:34:00
skyline. So clever what he's done as well in terms of how he's like

00:34:04
combined Yeah. The hotel business Yeah.

00:34:08
With the, like, medium term apartments. It's

00:34:12
it's kind of like a cross between a hotel and an apartment block. Yeah. It's

00:34:15
like an apart hotel type thing. Yeah. And and

00:34:18
it's expensive to stay there. It is. Yeah. 1

00:34:22
of dollars a week. It is. But people are paying it, and there's and that's

00:34:25
the thing. Yeah. You've been to Ghana in Christmas period? Where?

00:34:29
Christmas time. Ghana. No. No. But you've heard Albert Hall Oh man, I hear all

00:34:33
the stories. I will go though. I'm gonna go one of the years for Christmas.

00:34:35
I normally were in Zimbabwe for Christmas. Oh really? That's beautiful. I'm sure

00:34:39
I think Christmas in Africa full start. Yeah. Experience. But I think Ghana have heard

00:34:43
it's next level over Christmas. Level, but there's too much traffic as well to back

00:34:46
out. Yeah. But the occupancy rates, I think, with s with service

00:34:49
accommodation is outrage. I think 90 something percent. Oh, yeah. That's ridiculous.

00:34:53
Yeah. But it's very funny because service accommodation is quite similar really Mhmm.

00:34:57
From in Accra, London in terms of occupancy rates and

00:35:00
pricing. But people might think who's who's gonna who's gonna pay that?

00:35:04
Who's gonna pay, you know, and it's like people do believe me, people

00:35:08
do. Or we locate as well for people that are selling their house and

00:35:11
they're waiting for them new ones to complete and they've got a little stop gap

00:35:14
so they'll go and stay in one of Cheddar's houses. It's true. I mean, there's

00:35:17
so many use cases for having, you know, the short lets out in

00:35:21
Ghana. You know, not just tourism, not just, you know, vacation. But even with my

00:35:24
apartment in Ghana, if I rent it out, it's just a long term Yeah.

00:35:28
Tenancy. I'll probably get about £1500 a month rent,

00:35:32
and after my expenses, because I got no mortgage or anything Yeah. I'll probably be

00:35:35
left with, I don't know, maybe maybe 7, £800

00:35:39
a month after management and everything like that. But I think serviced accommodation might

00:35:43
make a grand or maybe a bit more, but then I've also got the option

00:35:46
when I'm there, I can stay there. And, so yeah. Well, there's

00:35:49
different options, you know, for sure. Yeah. Absolutely. I mean, there's there's so much you

00:35:50
can do in Africa. And and Absolutely. I mean, there's there's so much you can

00:35:53
do in Africa. And in terms speaking of which, I mean, what do you think,

00:35:56
you know, some of the opportunities are in terms of Africa, especially moving forward in

00:36:00
the future? When you go out there, what kind of opportunities did you kind of

00:36:03
see in terms of, like, developments for this Yeah. I think,

00:36:07
what what I've seen what I've seen some people do really well is just like

00:36:11
land banking. So I've got land as well. I'm a bit of a land banker

00:36:14
in different countries. So if even in some of

00:36:18
the outskirts Yeah. Because they say location, location, location,

00:36:21
which is true. You've got to buy in locations where it's popping. Mhmm. But

00:36:25
sometimes there's a location which isn't popping yet Yeah.

00:36:29
But it might be. Yeah. So just sitting on land just on the outskirts

00:36:33
where you know that there's plans to uplift the area. Like

00:36:36
some of the land that I went to in in 2019 Mhmm. And at the

00:36:39
time when I went there, it was all this, but this land's about $20. Then

00:36:43
when I went back this year, that same land's a $100. Yeah. And

00:36:47
I'm thinking, I could have just sat on the land. I'll have to I know

00:36:50
then you've got risks of potentially people doing things to it and, you know,

00:36:54
when you talk about land cheap. So, but partnering

00:36:58
partner with people, finding finding people that have got the experience,

00:37:02
developers and and and and partner. I think that's probably the safest way.

00:37:06
Yeah. Yeah. You know, and then ultimately sitting on it. So for me,

00:37:10
I'm not I'm not too worried about the small money I might have made in

00:37:12
Ghana just now. I'm more thinking just if I've got property there sitting on it,

00:37:16
how much could that be worth in 10 years? That that's the real question. That's

00:37:18
true. And you're absolutely right, everything that you've just said. In season

00:37:22
4, I interviewed Kofi Anku. He's a proper he's proper he's a popular

00:37:26
real estate, developer out in Ghana, and he's got one development called Ayimenta

00:37:29
Park, De Abri. I think it's maybe 200 townhouses or something like

00:37:33
that. And, the he's got a new development called Pokwasi Heights. So

00:37:37
Pokwasi is just on the outskirts of Accra. The government built a

00:37:40
$85 interchange, bridge, I think

00:37:44
the most expensive interchange in our whole Africa. And

00:37:48
people that own land over there, they started to get

00:37:51
approached for lands after that project was done. Mhmm. And others tops

00:37:55
other types of amenities Of course. Pop up. So you're absolutely right.

00:37:59
And those and built in that area before 10, 20 years ago wasn't what

00:38:03
it was that is today. So you're absolutely right. What's amazing as well is that

00:38:06
they'll the the builders will often ship a lot of stuff from Europe. I'm like,

00:38:10
damn. You know, people getting kitchens from from UK.

00:38:14
Yeah. Yeah. Yeah. Damn. Quality Yeah. Or Germany. As well. Yeah.

00:38:17
Getting kitchens shipped in from Germany. I'm a madman. It's crazy. Yeah.

00:38:21
I mean, I think you can send a lot out in Africa, and then you

00:38:24
can kind of take out and just kind of, you know, do things with it.

00:38:27
So Samuel, I really appreciate you coming on the show.

00:38:31
Are there any kind of final thoughts you wanna leave our audience with? Do you

00:38:34
have any announcements you wanna make? Yeah. Final thoughts are, if you're

00:38:38
thinking about investing in an area, first go visit the area and Ghana

00:38:42
is a great place. Accra is a great place to go visit, go on, on

00:38:45
holiday. If you wanna come and, spend a day with

00:38:48
me, I run, as you know, the property investors crash course. How was your experience

00:38:51
at the crash course? It was like an opportunity it

00:38:55
was like an experience I've never experienced before. Wow. Yeah, it was just like

00:38:59
wow. Some people in this one room in Heathrow and it's just

00:39:03
like wow. So much energy in the room and you're just so

00:39:06
much wow. Just just wow. So if you wanna be wowed, like, Adrian, come

00:39:10
and meet me, spend the day with me. So ticket tickets for the crash course,

00:39:13
you know, they're still they're still just £1. So Yeah. A pound to come spend

00:39:16
over me. Mhmm. And, I hope to see you guys, man. Hope to see you

00:39:19
winning and, rooting for everybody. Absolutely. Yeah.

00:39:23
Well, thanks thanks for coming in the show, Samuel. Really great advice you've dropped on

00:39:27
and it's really great to see the projects you're doing in Ghana. Looking forward to

00:39:30
seeing what you can do in the future and, yeah, hopefully we're gonna do some

00:39:33
stuff together. Appreciate it, brother. You're welcome. So there you have it, guys. Samuel

00:39:37
Leeds, property investor, philanthropist, and all of the

00:39:41
above. Once again, for today's show notes, from today's episode, you can head over

00:39:44
to thesoundofaccra.com/samuelleeds We'll have all

00:39:48
of the links, references, nuggets on there for you. And

00:39:52
having said that, thank you so much for watching. I'll see you in the next

00:39:55
one. Take care, guys.